Kent County property record for 403 Jarman Ave, Galena, MD 21635
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,112 sqft · built 2006 |
| Lot Size | 0.329 acres (14,322 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,000 (Jun 1993) |
| Tax Bill | $3,498 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-012592 |
| Primary APN | 01-012592 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Total Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,322 sqft (0.329 acres) |
| Lot Dimensions | 146 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 012592 |
|---|---|
| Street Address | 403 JARMAN AVE |
| City | GALENA |
| State | MD |
| Zip | 21635-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 77X146 403 JARMAN AVENUE GALENA |
| Legal Subdivision | WOOD J EARLY |
| Legal Lot Number | 403 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 1, MASSEY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950100 |
403 Jarman Ave is owned and occupied by two individuals who acquired it in July 2005.
Source: Kent County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 JARMAN AVE, GALENA, MD 21635-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Dec 23, 2019 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 1993 · Amount on File |
| Deed Sale | Jun 14, 1993 · Amount on File |
| Deed Book / Page | 41 / 181 |
| Last Transfer Date | Jul 8, 2005 |
| Transfer Doc | 0004260032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MD |
| Property Address | 403 JARMAN AVE, GALENA, MD 21635-1243 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0011790055 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 1179/55 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MD |
| Property Address | 403 JARMAN AVE, GALENA, MD 21635-1243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010360219 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 1036/219 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 403 Jarman Ave was $3,498 with a homeowner's exemption, up 5.9% from the year before.
Source: Kent County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Municipality | Galena Town |
| Unified School District | Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,498.00 (+5.94%) Homeowner's exemption | $286,400 (+8.64%) Land $47,300 Building $239,100 | $286,400 (-) Land $47,300 Building $239,100 |
| 2025 | $3,302.00 Homeowner's exemption | $263,633 | $286,400 Land $47,300 Building $239,100 |
| 2023 | $2,909.00 Homeowner's exemption | $218,100 Land $47,300 Building $170,800 | $218,100 Land $47,300 Building $170,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Jarman Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1999–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Jarman Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GALENA serves 560 people · EPA ID MD0140004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| RiverNet Fixed Wireless | 1,200 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Breezeline, BridgeMAXX Suncoast Broadband, IQ Fiber, Talkie Communications.
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