Gaston County property record for 403 Jane St, Cherryville, NC 28021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1990 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Nov 2022) |
| Tax Bill | $2,082 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06015 02800 |
| Primary APN | 06015 02800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Porch |
| Porch Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 403 JANE ST |
|---|---|
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEN BLACK ESTATE L 48 06 015 028 00 000 |
| Legal Subdivision | BEN BLACK ESTATE |
| Jurisdiction | GASTON NC |
| Township / Civil Division | CHERRYVILLE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 30601 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 JANE ST, CHERRYVILLE, NC 28021-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC |
| Nov 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2022 · Amount on Record |
| Deed Sale | Nov 7, 2022 · Amount on Record |
| Prior Sale | Aug 7, 2009 · Amount on Record |
| Deed Book / Page | 5376 / 1224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 403 JANE ST, CHERRYVILLE, NC 28021-2611 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0053820314 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 5382/314 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 7, 2022 |
| Property Address | 403 JANE ST, CHERRYVILLE, NC 28021-2611 |
| Document Number | 0053761224 |
| Book / Page | 5376 / 1224 |
| Map Reference | MB 15 PG 39 |
| Instrument Date | Nov 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | TRYON TITLE RALEIGH |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 JANE ST, 403, CHERRYVILLE, NC 28021-2611 |
| Name | Verified Name |
|---|---|
| Address | 403 JANE ST, CHERRYVILLE, NC 28021-2611 |
| Document Number | 0053761227 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 5376/1227 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Number | 0053761237 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 5376/1237 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cherryville City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,082.00 (-1%) | $192,980 (-) Land $15,000 Building $177,980 | |
| 2023 | $2,103.00 | $192,980 Land $15,000 Building $177,980 | |
| 2021 | $118,170 Land $13,000 Building $105,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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