403 James St, Drayton, ND 58225 Property Records

Pembina County property record for 403 James St, Drayton, ND 58225

Property Summary

Property Type	Single Family Home
Lot Size	0.37 acres (16,124 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Nov 2009)
Tax Bill	$970 (2025)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-1410000`

Property Details

APN / Parcel Number

Primary APN	`29-1410000`

Exterior

Lot Area	16,124 sqft (0.37 acres)

Location & Zoning

Street Address	403 JAMES ST
City	DRAYTON
State	ND
Zip	58225-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1&3, E SIDE JAMES ST TWEEDLIE & MCCREA'S ADD.
Legal Subdivision	TWEEDLIE & MCCREA'S ADD
Legal Lot Number	1,3
Jurisdiction	PEMBINA ND
Township / Civil Division	DRAYTON
Census Block Group	2
Census Block	2071
Census Tract	950500

Owner

Source: Pembina County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 JAMES ST, DRAYTON, ND 58225-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2009 · Amount on Record
Deed Sale	Nov 9, 2009 · Amount on Record
Prior Sale	Oct 20, 2009
Deed Document Number	2009238104
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEMBINA ND
Property Address	403 JAMES ST, DRAYTON, ND 58225-4007
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 JAMES ST, DRAYTON, ND 58225-4007

Mortgage

Document Number	0000263094
Date	Nov 8, 2023
Instrument	263094

Lender

Name	KODABANK
Type	Bank
Address	DRAYTON, ND 58225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 30, 2028

Tax Assessment & Valuation

Source: Pembina County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Pembina County
Municipality	Drayton City
Unified School District	Drayton Public School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$970.00 (+13.05%)	$30,143 (+3.96%) Land $4,818 Building $25,325	$60,287 (+3.96%) Land $9,637 Building $50,650
2023	$858.00	$28,995 Land $4,635 Building $24,360	$57,989 Land $9,270 Building $48,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	69 (1978–2009)
Claims Outside the SFHA	39 of 69
Most Recent Claim	Apr 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, And Tor, Apr 1999 · 2 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 55 claims Severe Storms,flooding, & Ice Jams, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 59% of North Dakota
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DRAYTON serves 824 people · EPA ID ND3400269
Water Source	Purchased groundwater from WALSH RURAL WATER DISTRICT
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	3.32 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20