403 Insull St, Pekin, IL 61554 Property Records

Tazewell County property record for 403 Insull St, Pekin, IL 61554

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,238 sqft · built 1947
Lot Size	0.131 acres (5,715 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Sep 2020)
Tax Bill	$1,558 (2024)
Deeds & Mortgages	May 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-10-09-209-012`

Property Details

APN / Parcel Number

Primary APN	`10-10-09-209-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	3,536 sqft
1st Floor Area	1,238 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2016
Roof Material	Composition Shingle
Lot Area	5,715 sqft (0.131 acres)
Lot Dimensions	127 ft deep x 45 ft wide
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	403 INSULL ST
City	PEKIN
State	IL
Zip	61554-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 9 T24N R5W NORMANDALE SUBD E 45 OF S27 OF LOT 13 E 45 OF LOTS 11 & 12 NE 1/4
Legal Range	05W
Legal Township	24N
Legal Section	09
Legal Subdivision	NORMANDALE SUBD
Legal Lot Number	13,11
Jurisdiction	TAZEWELL IL
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2025
Census Tract	21801

Owner

Source: Tazewell County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	403 INSULL ST, PEKIN, IL 61554-5431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Sep 29, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	202015378
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL IL
Property Address	403 INSULL ST, PEKIN, IL 61554-5431
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 INSULL ST, PEKIN, IL 61554-5431

Mortgage

Document Number	0000007586
Date	May 25, 2022
Instrument	202200007586

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL IL
Property Address	403 INSULL ST, PEKIN, IL 61554-5431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012695
Date	Sep 23, 2019
Instrument	201900012695

Lender

Name	PNC BANK
Type	Bank
Address	IL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAZEWELL IL
Recording Date	Sep 29, 2020
Property Address	403 INSULL ST, PEKIN, IL 61554-5431
Document Number	0000015378
Map Reference	MB G PG 80
Instrument Date	Sep 24, 2020
Instrument	202000015378
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	INNOVATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1321 CHESTNUT ST, 1321, PEKIN, IL 61554-2917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 INSULL ST, PEKIN, IL 61554-5431

Mortgage

Document Number	0000015379
Date	Sep 29, 2020
Instrument	202000015379

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Tazewell County
County Subdivision	Cincinnati Township
Elementary School District	Pekin Public School District108 (PK - 08)
Secondary School District	Pekin Community High School District 303 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,820 (+16.15%) Land $3,230 Building $23,590	$80,460 (+16.15%) Land $9,690 Building $70,770
2024	$1,558.00 (+7.45%)
2023	$1,450.00	$23,090 Land $2,780 Building $20,310	$69,270 Land $8,340 Building $60,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PEKIN private · serves 31,731 people · EPA ID IL1795040
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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