403 Iloko St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 403 Iloko St, Hilo, HI 96720

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 924 sqft · built 1970
Lot Size0.139 acres (6,031 sqft)
Owner2 Individual Names on File
Last Sale$427,533 (Oct 2026)
Tax Bill$1,580 (2025)
Deeds & MortgagesOct 2026 Mortgage
May 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-2-4-059-058

Property Details

APN / Parcel Number

Primary APN3-2-4-059-058
Alternative APNs
  • 3-2-4-059-058-0000
  • 240590580000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area924 sqft Living Area
1st Floor Area924 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialPlywood
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,031 sqft (0.139 acres)
Garage TypeCarport
Garage Area352 sqft
CarportCarport
Carport Area352 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area180 sqft

Location & Zoning

Street Address403 ILOKO ST
CityHILO
StateHI
Zip96720-4015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1A
Legal DescriptionLOT 81 6,031 SF FP 1168 MOHOULI S/D SECTION I
Legal SubdivisionMOHOULI SUBDIVISION
Legal Lot Number81
JurisdictionHAWAII HI
Township / Civil DivisionHILO
Census Block Group1
Census Block1010
Census Tract20400

Owner

403 Iloko St is owned by two individuals who bought it in October 2026.

Source: State of Hawaii and Hawaii County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 754, HALEIWA, HI 96712-0754
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
May 7, 2020Warranty Deed, Transfer
TITLE GUARANTY
May 16, 2019Intrafamily Transfer, Transfer · Line of Credit
HFS FEDERAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2026 · Amount on File
Deed SaleOct 7, 2026 · Amount on File
Prior SaleMay 7, 2020 · Amount on File
Deed Book / Page9776 / 166
Prior Transfer DateMay 9, 2019
Prior Transfer Doc0070750335
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAWAII HI
Recording DateOct 7, 2026
Property Address403 ILOKO ST, HILO, HI 96720-4015
Document Number9776000166
Book / Page9776 / 166
Instrument DateSep 29, 2026
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyTITLE GUARANTY

Transaction

Tax$64,771.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number9776000167,
DateOct 7, 2026
Book Page9776/167
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAWAII HI
Recording DateMay 7, 2020
Property Address403 ILOKO ST, HILO, HI 96720-4015
Document Number0A74320079
Instrument DateMay 4, 2020
InstrumentA74320079
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyTITLE GUARANTY

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address894 AINAKO AVE HILO HI 967201616, HILO, HI 96720-1616

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAWAII HI
Recording DateMay 16, 2019
Property Address403 ILOKO ST, HILO, HI 96720-4015
Document Number0A70750335
Instrument DateMay 9, 2019
InstrumentA-70750335
Transaction TypeTransfer
Record UpdatedMay 21, 2021
Title CompanyTG

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address403 ILOKO ST, HILO, HI 96720-4015

Mortgage

Document Number0A70750336
DateMay 16, 2019
InstrumentA-70750336
Lender
NameHFS FEDERAL CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueMay 31, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Mortgage

Document Number0A70750336
DateMay 16, 2019
InstrumentA-70750336
Lender
NameHFS FEDERAL CU
TypeCredit Union
AddressHILO, HI 96720
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueMay 31, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 403 Iloko St was $1,580.

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHawaii County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$273,700 (+3.01%) Land $133,100 Building $140,600$278,100 (+4.67%) Land $137,500 Building $140,600
2025$1,580.00$265,700 (+1.45%) Land $125,100 Building $140,600$265,700 (+1.45%) Land $125,100 Building $140,600
2024$261,900 (+8.67%) Land $125,200 Building $136,700$261,900 (+8.67%) Land $125,200 Building $136,700
2023$2,675.00 (+1.87%)$241,000 Land $113,800 Building $127,200$241,000 Land $113,800 Building $127,200
2022$2,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Iloko St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1979–2016)
Claims Outside the SFHA3 of 7
Most Recent ClaimNov 2016 · other causes
Claims by Event
  • Severe Storms And Flooding, Nov 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Iloko St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.9% of Hawaii
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILO
serves 39,477 people · EPA ID HI0000101
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable
1,000 / 1,000

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