Oconee County property record for 403 Home Stretch Dr, Seneca, SC 29672
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,882 sqft · built 2007 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $400,000 (Apr 2018) |
| Tax Bill | $1,772 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 149-00-02-127 |
| Primary APN | 149-00-02-127 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,882 sqft Living Area |
| 1st Floor Area | 2,500 sqft |
| Attic | Attic |
| Attic Area | 792 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 58,370 sqft (1.34 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14218 |
|---|---|
| Street Address | 403 HOME STRETCH DR |
| City | SENECA |
| State | SC |
| Zip | 29672-0365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 BLUE MTN ESTATE PHS I (1.341 AC) |
| Legal Subdivision | BLUE MTN ESTATE |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | WALHALLA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30302 |
Source: Oconee County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 403 HOME STRETCH DR, SENECA, SC 29672-0365 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Apr 26, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2018 · Amount on Record |
| Deed Sale | Apr 26, 2018 · Amount on Record |
| Prior Sale | Jun 29, 2011 · Amount on Record |
| Deed Book / Page | 2356 / 182 |
| Last Transfer Date | Jan 14, 2026 |
| Transfer Doc | 0000009581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Apr 6, 2026 |
| Property Address | 403 HOME STRETCH DR, SENECA, SC 29672-0365 |
| Document Number | 4810000059 |
| Book / Page | 4810 / 59 |
| Instrument Date | Mar 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 403 HOME STRETCH DR, SENECA, SC 29672-0365 |
| Document Number | 4810000059, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 4810/59 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 26, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 403 HOME STRETCH DR, SENECA, SC 29672-0365 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015779 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 4312/76 |
| Instrument | 15779 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 403 HOME STRETCH DR, SENECA, SC 29672-0365 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017927 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 4146/77 |
| Instrument | 17927 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Apr 26, 2018 |
| Property Address | 403 HOME STRETCH DR, SENECA, SC 29672-0365 |
| Document Number | 0000013490 |
| Book / Page | 002356 / 000182 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 13490 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 HOME STRETCH DR SENECA SC 296720365, SENECA, SC 29672-0365 |
| Document Number | 37160326 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 003716/000326 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2048 |
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,772.00 | $16,899 (-) Land $1,343 Building $15,556 | $422,488 (-) Land $33,580 Building $388,908 |
| 2023 | $16,899 Land $1,343 Building $15,556 | $422,488 Land $33,580 Building $388,908 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 57% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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