403 Hilltop Dr, Chula Vista, CA 91910 Property Records

San Diego County property record for 403 Hilltop Dr, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,303 sqft · built 1949
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jul 2010)
Tax Bill	$11,112 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`574-010-01-00`

Property Details

APN / Parcel Number

Primary APN	`574-010-01-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,303 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	403 HILLTOP DR
City	CHULA VISTA
State	CA
Zip	91910-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	1/4 SEC 112 N 170 FT OF W 230 FT /EXC RDS/ TR 000166
Legal Subdivision	RANCHO DE LA NACION
Legal Tract	000166
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	13401

Owner

403 Hilltop Dr is owned and occupied by two individuals who acquired it in December 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 HILLTOP DR, CHULA VISTA, CA 91910-5018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Dec 30, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CALIFORNIA COAST CU
Apr 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2010 · Amount on File
Deed Sale	Jul 30, 2010 · Amount on File
Deed Document Number	2010385784
Last Transfer Date	Dec 18, 2019
Transfer Doc	0000613644
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	403 HILLTOP DR, CHULA VISTA, CA 91910-5018
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 HILLTOP DR, CHULA VISTA, CA 91910-5018

Mortgage

Document Number	0000800433
Date	Nov 19, 2021
Instrument	2021-0800433

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	403 HILLTOP DR, CHULA VISTA, CA 91910-5018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 HILLTOP DR, CHULA VISTA, CA 91910-5018

Mortgage

Document Number	0000631333
Date	Oct 16, 2020
Instrument	2020-0631333

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	403 HILLTOP DR, CHULA VISTA, CA 91910-5018
Document Number	0000065730
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 HILLTOP DR CHULA VISTA CA 919105018, CHULA VISTA, CA 91910-5018

Mortgage

Document Number	0000065730
Date	Feb 10, 2020
Instrument	65730

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 9, 2045

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2019
Property Address	403 HILLTOP DR, CHULA VISTA, CA 91910-5018
Document Number	0000613644
Instrument Date	Dec 18, 2019
Instrument	613644
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 HILLTOP DR CHULA VISTA CA 919105018, CHULA VISTA, CA 91910-5018

Mortgage

Document Number	613645
Date	Dec 30, 2019
Instrument	613645

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	403 HILLTOP DR, CHULA VISTA, CA 91910-5018
Document Number	0000144087
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 HILLTOP DR CHULA VISTA CA 919105018, CHULA VISTA, CA 91910-5018

Mortgage

Document Number	0000144087
Date	Apr 22, 2019
Instrument	144087

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 21, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 403 Hilltop Dr was $11,112 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$958,555 (+2%) Land $352,831 Building $605,724
2025	$11,112.00 Homeowner's exemption	$939,761 Land $345,913 Building $593,848
2023	$10,574.00 (+2.97%) Homeowner's exemption	$903,271 Land $332,482 Building $570,789
2022	$10,269.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 403 Hilltop Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 Hilltop Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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