Elkhart County property record for 403 Hickory Ln, Nappanee, IN 46550
| Property Type | Row House |
|---|---|
| Details | 2 bd · 2 ba · 2,198 sqft · built 1978 |
| Lot Size | 0.133 acres (5,837 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,092 (2024) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-14-30-377-022.000-029 |
| Primary APN | 20-14-30-377-022.000-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| Upper Floors Area | 756 sqft |
| Flooring | Subfloor |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 5,837 sqft (0.133 acres) |
| Lot Dimensions | 130 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1430377022029 |
|---|---|
| Old Parcel Number | 1430377022029 |
| Street Address | 403 HICKORY LN |
| City | NAPPANEE |
| State | IN |
| Zip | 46550-1113 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Row House |
| Local Zoning Code | ZO01 |
| Legal Description | PT IN S1/2 E1/2 SW1/4 EX PT IN S1/2 W1/2 SW1/4 EX .51A SEC 30 .18A |
| Legal Block | 377 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1200 |
403 Hickory Ln, a row house, is owned and occupied by two individuals.
Source: Elkhart County records, as of March 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 HICKORY LN, NAPPANEE, IN 46550-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 403 HICKORY LN, NAPPANEE, IN 46550-1113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012138 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 2020-12138 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, IN 46975 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | May 30, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Union Township |
| Municipality | Nappanee City |
| Unified School District | Wa-Nee Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $224,700 (+10.15%) Land $24,900 Building $199,800 | $224,700 (+10.15%) Land $24,900 Building $199,800 | |
| 2024 | $2,092.00 | $204,000 (+8.4%) Land $24,900 Building $179,100 | $204,000 (+8.4%) Land $24,900 Building $179,100 |
| 2023 | $188,200 (+7.67%) Land $24,900 Building $163,300 | $188,200 (+7.67%) Land $24,900 Building $163,300 | |
| 2022 | $1,799.00 Homeowner's exemption | $174,800 Land $24,900 Building $149,900 | $174,800 Land $24,900 Building $149,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Hickory Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Hickory Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| New Paris Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Fourway, Verizon.
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