Rockwall County property record for 403 Heritage St, Rockwall, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 2,596 sqft · built 1985 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Dec 2014) |
| Tax Bill | $4,052 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3890000B00B8000R |
| Primary APN | 3890000B00B8000R |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,596 sqft Living Area |
| Gross Area | 3,296 sqft |
| 1st Floor Area | 2,596 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 403 HERITAGE ST |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-2842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | HIGHLAND HILLS, BLOCK B, LOT B8 |
| Legal Subdivision | HIGHLAND HILLS |
| Legal Tract | B8 |
| Legal Block | B |
| Legal Lot Number | B8 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 40101 |
403 Heritage St is owned and occupied by two individuals who bought it in December 2014.
Source: Rockwall County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 HERITAGE ST, ROCKWALL, TX 75087-2842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2014 · Amount on File |
| Deed Sale | Dec 30, 2014 · Amount on File |
| Deed Document Number | 201418780 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 403 HERITAGE ST, ROCKWALL, TX 75087-2842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SUPERIOR ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | BREA, CA 92821 |
| Document Number | 0000006870 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 20200000006870 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 403 Heritage St was $4,052 with a homeowner's exemption, down 1.9% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rockwall City |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,600 (+7.26%) Land $181,500 Building $196,100 | $377,600 (-7.32%) Land $181,500 Building $196,100 | |
| 2025 | $4,052.00 (-1.89%) Homeowner's exemption | $352,043 | $407,425 Land $192,000 Building $215,425 |
| 2024 | $4,130.00 (+16.83%) | ||
| 2023 | $3,535.00 Homeowner's exemption | $401,441 Land $195,000 Building $206,441 | $401,441 Land $195,000 Building $206,441 |
| 2021 | $4,338.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Heritage St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 403 Heritage St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Novos Fiber Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Nextlink, Verizon.
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