Ray County property record for 403 Henry St, Richmond, MO 64085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,054 sqft · built 1981 |
| Lot Size | 0.431 acres (18,774 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,235 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-09-31-02-008-002.000 |
| Primary APN | 10-09-31-02-008-002.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,054 sqft Living Area |
| Basement Area | 1,054 sqft |
| Unfinished Basement | 1,054 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 18,774 sqft (0.431 acres) |
| Lot Dimensions | 133 ft deep x 141 ft wide |
| Driveway | Driveway |
| Deck Area | 48 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 403 HENRY ST |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-1631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL LOTS 13 & 14 RICHMOND KELSAY ADDITION |
| Legal Range | 27 |
| Legal Township | 52 |
| Legal Section | 31 |
| Legal Subdivision | KELSAY ADDITION |
| Legal Lot Number | 13-14 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 80202 |
403 Henry St is owned and occupied by an individual.
Source: Ray County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 HENRY ST, RICHMOND, MO 64085-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 403 Henry St was $1,235, up 5.6% from the year before.
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Municipality | Richmond City |
| Unified School District | Richmond R-XVI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,340 (-) | $91,250 (-) | |
| 2025 | $1,235.00 (+5.65%) | $17,340 (+5.6%) Land $1,430 Building $15,910 | $91,250 Land $7,530 Building $83,720 |
| 2024 | $1,169.00 | $16,420 Land $1,430 Building $14,990 | |
| 2023 | $86,420 Land $7,530 Building $78,890 | ||
| 2022 | $1,067.00 | $15,040 Land $1,300 Building $13,740 | |
| 2021 | $79,160 Land $6,850 Building $72,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Henry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 403 Henry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND PWS serves 5,797 people · EPA ID MO1010685 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Oct 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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