403 Henry St, Cambridge, MD 21613 Property Records

Dorchester County property record for 403 Henry St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 2005
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on File
Last Sale	$42,360 (Jun 2020)
Tax Bill	$2,086 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-151357`

Property Details

APN / Parcel Number

Primary APN	`07-151357`
Alternative APNs	`7151357` `151357`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	151357
Street Address	403 HENRY ST
City	CAMBRIDGE
State	MD
Zip	21613-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 6,000 SQ. FT. 403 HENRY STREET CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2031
Census Tract	970400

Owner

403 Henry St is owned by a company that bought it in June 2020.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1181, CAMBRIDGE, MD 21613-5181
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Grant Deed, Transfer · Conventional with PMI MILLS LARRY L TRUST (RT)
Dec 20, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Prior Sale	Dec 20, 2019 · Amount on File
Deed Book / Page	1581 / 493
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 26, 2020
Property Address	403 HENRY ST, CAMBRIDGE, MD 21613-2432
Document Number	0015810493
Book / Page	001581 / 000493
Instrument Date	Jun 22, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 MARYLAND AVE #B CAMBRIDGE MD 216131923, B, CAMBRIDGE, MD 21613-1923

Mortgage

Document Number	15810497
Date	Jun 26, 2020
Book Page	001581/000497

Lender

Name	MILLS LARRY L TRUST (RT)
Address	CAMBRIDGE, MD 21613

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate	6%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 20, 2019
Property Address	403 HENRY ST, CAMBRIDGE, MD 21613-2432
Document Number	0015540129
Book / Page	001554 / 000129
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$11.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 26 CAMBRIDGE MD 216130026, CAMBRIDGE, MD 21613-0026
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 403 Henry St was $2,086, up 17.7% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,086.00 (+17.65%)	$111,667	$146,200 Land $16,200 Building $130,000
2025	$1,773.00
2023	$1,535.00	$83,067	$94,400 Land $16,200 Building $78,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Henry St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	23 units insured incl. 18 condo units
Nearby Flood Claims	3 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 Henry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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