Lafayette Parish property record for 403 Harding St, Lafayette, LA 70501
| Property Type | Single Family Home |
|---|---|
| Details | 1,368 sqft · built 1860 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (May 2026) |
| Tax Bill | $724 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6071741 |
| Primary APN | 6071741 |
|---|
| Building Area | 1,368 sqft Living Area |
|---|
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 143 ft deep x 60 ft wide |
| Garage Area | 492 sqft |
| Street Address | 403 HARDING ST |
|---|---|
| City | LAFAYETTE |
| State | LA |
| Zip | 70501-8807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N P LOTS 7 THRU 11 & N P OF WESTERN 12.6 FT OF LOT 6 BLK 3 EAST END ADD (60X143.4) |
| Legal Range | 04E |
| Legal Township | 09S |
| Legal Section | 06 |
| Legal Subdivision | EAST END ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 6-11 |
| Jurisdiction | LAFAYETTE LA |
| Township / Civil Division | D |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 2200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Freetown-Port Rico Historic District listed 2016 · 678 contributing resources · NRIS 15000694 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
403 Harding St is owned and occupied by an individual who bought it in May 2026.
Source: Lafayette Parish records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 HARDING ST, LAFAYETTE, LA 70501-8807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on File |
| Deed Sale | May 20, 2026 · Amount on File |
| Deed Document Number | 202617315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Recording Date | May 20, 2026 |
| Property Address | 403 HARDING ST, LAFAYETTE, LA 70501-8807 |
| Document Number | 0000017315 |
| Instrument Date | May 19, 2026 |
| Instrument | 2026.17315 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 HARDING ST, LAFAYETTE, LA 70501-8807 |
| Document Number | 0000017316, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026..17316 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 403 Harding St was $724.
Source: Lafayette Parish assessment roll, as of April 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Lafayette Parish |
| Municipality | Lafayette City |
| Unified School District | Lafayette Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $724.00 | $6,963 Land $3,933 Building $3,030 | $69,630 Land $39,330 Building $30,300 |
| 2023 | $718.00 (+1.27%) | $6,779 (-) Land $3,933 Building $2,846 | $67,790 (-) Land $39,330 Building $28,460 |
| 2022 | $709.00 | $6,779 Land $3,933 Building $2,846 | $67,790 Land $39,330 Building $28,460 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 403 Harding St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1979–2006) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Apr 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 403 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LFT Fiber Fiber | 10,000 / 10,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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