403 Hanover St, Concord, MI 49237 Property Records

Jackson County property record for 403 Hanover St, Concord, MI 49237

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,312 sqft · built 1910
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Feb 2021)
Tax Bill	$1,387 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-11-27-351-156-00`

Property Details

APN / Parcel Number

Primary APN	`005-11-27-351-156-00`

Interior

Full Baths	1 Bath
Building Area	1,312 sqft Living Area
1st Floor Area	988 sqft
Basement Area	276 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	178 ft deep x 114 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 HANOVER ST
City	CONCORD
State	MI
Zip	49237-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URRES
Legal Description	BEG AT THE INTERSECTION OF THE SLY LN OF HANOVER ST WITH THE E LN OF MICHIGAN ST TH S01?36'E ALG THE E LN OF MICHIGAN ST
Legal Range	03W
Legal Township	03S
Legal Section	27
Legal Subdivision	ASSESSORS PLAT OF VILLAGE OF CONCORD
Legal Lot Number	171
Jurisdiction	JACKSON MI
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1000
Census Tract	6403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Concord Village Historic District listed 1996 · 106 contributing resources · NRIS 96000810

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 HANOVER ST, CONCORD, MI 49237-9779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Prior Sale	Aug 5, 2004 · Amount on Record
Deed Document Number	20212872507
Deed Book / Page	2179 / 617
Prior Transfer Date	May 20, 2015
Prior Transfer Doc	0002711103
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Feb 9, 2021
Property Address	403 HANOVER ST, CONCORD, MI 49237-9779
Document Number	0002872507
Book / Page	2179 / 617
Instrument Date	Jan 8, 2021
Instrument	2872507
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 W COLLEGE ST, 415, AURORA, MO 65605-1531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7504 BLACKMAN RD, JACKSON, MI 49201-9431

Mortgage

Document Number	0021790618
Date	Feb 9, 2021
Instrument	2179-0618

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Concord Township
Municipality	Concord Village
Unified School District	Concord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,600 (+8.02%) Land $60,600	$121,200 (+8.02%) Land $121,200
2025	$1,387.00 (-21.24%)	$56,100 (+10.65%) Land $56,100	$112,200 (+10.65%) Land $112,200
2024	$1,761.00 (+7.25%)
2023		$50,700 Land $50,700	$101,400 Land $101,400
2022	$1,642.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD serves 1,050 people · EPA ID MI0001580
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20