Lake County property record for 403 Hammond St, Wauconda, IL 60084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,080 sqft · built 2022 |
| Lot Size | 0.183 acres (7,985 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $422,000 (Sep 2022) |
| Tax Bill | $8,677 (2024) |
| Deeds & Mortgages | Jan 2022 Construction Loan Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-307-101 |
| Primary APN | 09-25-307-101 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 2,160 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Raised Ranch |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,985 sqft (0.183 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 403 HAMMOND ST |
|---|---|
| City | WAUCONDA |
| State | IL |
| Zip | 60084-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AT HOME SUB LOT 1 BLOCK 4 |
| Legal Subdivision | AT HOME SUB |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WAUCONDA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 864206 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14391 W WYCOMBE CT, LIBERTYVILLE, IL 60048-4839 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Construction Mortgage ADVIA CU |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M I E FINANCIAL INC |
| Nov 15, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Mar 18, 2020 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on Record |
| Deed Sale | Sep 30, 2022 · Amount on Record |
| Prior Sale | Sep 15, 2006 · Amount on Record |
| Deed Document Number | 20227936103 |
| Prior Transfer Date | Dec 20, 2012 |
| Prior Transfer Doc | 0007062757 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 403 HAMMOND ST, WAUCONDA, IL 60084-1909 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0007861465 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 7861465 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | CRYSTAL LAKE, IL 60012 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 403 HAMMOND ST, WAUCONDA, IL 60084-1909 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007776502 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 7776502 |
| Name | M I E FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | NORTHBROOK, IL 60062 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 15, 2023 |
| Property Address | 403 HAMMOND ST, WAUCONDA, IL 60084-1909 |
| Document Number | 0008005993 |
| Map Reference | DOC 147615 |
| Instrument Date | Nov 2, 2023 |
| Instrument | 8005993 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $422.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 HAMMOND ST, WAUCONDA, IL 60084-1909 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 30, 2022 |
| Property Address | 403 HAMMOND ST, WAUCONDA, IL 60084-1909 |
| Document Number | 0007936103 |
| Map Reference | DOC 147615 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 7936103 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $422.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 403 HAMMOND AVE, WAUCONDA, IL 60084-1909 |
| Document Number | 0007936104 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 7936104 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 403 HAMMOND AVE, WAUCONDA, IL 60084-1909 |
| Document Number | 0007643662 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 23615 W IVANHOE RD WAUCONDA IL 60084, WAUCONDA, IL 60084 |
| Document Number | 0007643662 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 7643662 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | CRYSTAL LAKE, IL 60012 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Wauconda Township |
| Municipality | Wauconda Village |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $104,132 (+16.78%) Land $20,815 Building $83,317 | $312,427 (+16.78%) Land $62,451 Building $249,976 | |
| 2024 | $8,677.00 (+405.06%) | ||
| 2023 | $1,718.00 (+4.31%) | $89,167 (+466.14%) Land $17,824 Building $71,343 | $267,527 (+466.13%) Land $53,477 Building $214,050 |
| 2022 | $1,647.00 | $15,750 Land $15,750 | $47,255 Land $47,255 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUCONDA serves 15,349 people · EPA ID IL0971850 |
|---|---|
| Water Source | Purchased surface water from CENTRAL LAKE COUNTY JAWA |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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