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403 Gregory M Sears Dr, Gilberts, IL 60136 Property Records

Kane County property record for 403 Gregory M Sears Dr, Gilberts, IL 60136

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,235 sqft · built 2002
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$283,500 (Sep 2017)
Tax Bill$10,370 (2025)
Deeds & MortgagesAug 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-36-205-024

Property Details

APN / Parcel Number

Primary APN02-36-205-024

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,235 sqft Living Area
Gross Area5,206 sqft
Basement Area1,358 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area613 sqft
Parking Spaces2 Parking Spaces
Deck Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address403 GREGORY M SEARS DR
CityGILBERTS
StateIL
Zip60136-4052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIMBER TRAILS UNIT 8 LOT # 762
Legal SubdivisionTIMBER TRAILS
Legal Block2
Legal Lot Number762
Legal Unit8
JurisdictionKANE IL
Township / Civil DivisionRUTLAND
Census Block Group2
Census Block2008
Census Tract850708

Owner

403 Gregory M Sears Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address403 GREGORY M SEARS DR, GILBERTS, IL 60136-4052
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
Sep 15, 2017Warranty Deed, Transfer · FHA Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2017 · Amount on File
Deed SaleSep 15, 2017 · Amount on File
Prior SaleMay 27, 2005 · Amount on File
Deed Document Number201748409
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address403 GREGORY M SEARS DR, GILBERTS, IL 60136-4052
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061084
DateAug 10, 2021
Instrument2021K061084
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term239 Months
DueJul 1, 2041

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 15, 2017
Property Address403 GREGORY M SEARS DR, GILBERTS, IL 60136-4052
Document Number0000048409
Map ReferenceDOC2002K010624
Instrument DateAug 29, 2017
Instrument2017K048409
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$283.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address403 GREGORY M SEARS DR, 403, GILBERTS, IL 60136-4052

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address403 GREGORY M SEARS DR, GILBERTS, IL 60136-4052

Mortgage

Document Number0000048410
DateSep 15, 2017
Instrument2017K048410
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 403 Gregory M Sears Dr was $10,370 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionRutland Township
MunicipalityGilberts Village
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,370.00 Homeowner's exemption$148,802 (+8.43%) Land $31,785 Building $117,017$446,585 (+8.43%) Land $95,393 Building $351,191
2024$137,233 Land $29,314 Building $107,919$411,864 Land $87,977 Building $323,887
2022$9,367.00 (+2.92%) Homeowner's exemption$114,423 (+6.32%) Land $24,441 Building $89,982$343,269 (+6.32%) Land $73,323 Building $269,946
2021$9,101.00 Homeowner's exemption$107,621 Land $22,988 Building $84,633$322,863 Land $68,964 Building $253,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Gregory M Sears Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Gregory M Sears Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGILBERTS
serves 8,366 people · EPA ID IL0890400
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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