403 Glencroft Dr, Wingate, NC 28174 Property Records

Union County property record for 403 Glencroft Dr, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,686 sqft · built 2006
Lot Size	0.301 acres (13,112 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,186 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-239-218`

Property Details

APN / Parcel Number

Primary APN	`02-239-218`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,686 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	13,112 sqft (0.301 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	403 GLENCROFT DR
City	WINGATE
State	NC
Zip	28174-7801
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#80 GLENCROFT PH1/MP2 OPCH625
Legal Subdivision	GLENCROFT
Jurisdiction	UNION NC
Township / Civil Division	MARSHVILLE
Census Block Group	3
Census Block	3024
Census Tract	20701

Owner

Source: Union County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 GLENCROFT DR, WINGATE, NC 28174-7801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 13, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 11, 2017	Loan Modification, Mortgage · FHA Mortgage US BK
Jul 11, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2015
Deed Sale	Nov 4, 2015
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Document Number	201534000
Deed Book / Page	6561 / 367
Prior Transfer Date	Nov 3, 2015
Prior Transfer Doc	6570440
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	403 GLENCROFT DR, WINGATE, NC 28174-7801
Transaction Type	Mortgage
Record Updated	Apr 3, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 GLENCROFT DR, WINGATE, NC 28174-7801

Mortgage

Document Number	0008872399
Date	Mar 21, 2024
Book Page	8872/399
Instrument	6155

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	May 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	403 GLENCROFT DR, WINGATE, NC 28174-7801
Transaction Type	Mortgage
Record Updated	Jun 23, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 GLENCROFT DR, WINGATE, NC 28174-7801

Mortgage

Document Number	0008725641
Date	Jun 13, 2023
Book Page	8725/641
Instrument	14014

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	May 1, 2051

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	403 GLENCROFT DR, WINGATE, NC 28174-7801
Document Number	6991504
Book / Page	006991 / 000504
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	LOAN MODIFICATION SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 GLENCROFT DR WINGATE NC 281747801, WINGATE, NC 28174-7801

Mortgage

Document Number	6991504
Date	Aug 9, 2017
Book Page	006991/000504
Instrument	23073

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Interest

Rate	4.37%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	403 GLENCROFT DR, WINGATE, NC 28174-7801
Document Number	6985682
Book / Page	006985 / 000682
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	FIRSTAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 GLENCROFT DR WINGATE NC 281747801, WINGATE, NC 28174-7801

Mortgage

Document Number	6985682
Date	Aug 1, 2017
Book Page	006985/000682
Instrument	22060

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,186.00 (+8.86%)	$289,200 (+43.24%) Land $59,400 Building $229,800	$289,200 (+43.24%) Land $59,400 Building $229,800
2023	$2,008.00	$201,900 Land $31,600 Building $170,300	$201,900 Land $31,600 Building $170,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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