403 Georgetown Ave, San Mateo, CA 94402 Property Records

San Mateo County property record for 403 Georgetown Ave, San Mateo, CA 94402

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,610 sqft · built 1930
Lot Size	0.164 acres (7,152 sqft)
Owner	2 Trust Names on File
Last Sale	$715,000 (Sep 1997)
Tax Bill	$16,872 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034-074-130`

Property Details

APN / Parcel Number

Primary APN	`034-074-130`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,610 sqft Living Area
Gross Area	4,140 sqft
1st Floor Area	1,760 sqft
2nd Floor Area	510 sqft
Basement Area	810 sqft
Finished Basement	670 sqft
Unfinished Basement	140 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Mediterranean
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	7,152 sqft (0.164 acres)
Lot Dimensions	120 ft deep x 60 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 GEORGETOWN AVE
City	SAN MATEO
State	CA
Zip	94402-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 15 LESS SW 10 FT BLOCK 19 BAYWOOD RSM 16/3 4 5 CITY OF SAN MATEO
Legal Subdivision	BAYWOOD
Legal Block	19
Legal Lot Number	15
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3005
Census Tract	606500

Owner

403 Georgetown Ave is owner-occupied and held in a trust since August 2019.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	403 GEORGETOWN AVE, SAN MATEO, CA 94402-2251
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jul 15, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Aug 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 1997 · Amount on File
Deed Sale	Sep 12, 1997 · Amount on File
Deed Document Number	1997115939
Last Transfer Date	Aug 8, 2019
Transfer Doc	0000070717
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	403 GEORGETOWN AVE, SAN MATEO, CA 94402-2251
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 GEORGETOWN AVE, SAN MATEO, CA 94402-2251

Mortgage

Document Number	0000017452
Date	Feb 28, 2022
Instrument	2022-017452

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	403 GEORGETOWN AVE, SAN MATEO, CA 94402-2251
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 GEORGETOWN AVE, SAN MATEO, CA 94402-2251

Mortgage

Document Number	0000151579
Date	Oct 28, 2021
Instrument	2021-151579

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	403 GEORGETOWN AVE, SAN MATEO, CA 94402-2251
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054942
Date	Jul 15, 2019
Instrument	2019-054942

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	403 GEORGETOWN AVE, SAN MATEO, CA 94402-2251
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079770
Date	Sep 27, 2019
Instrument	2019-079770

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 4, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 30, 2019
Property Address	403 GEORGETOWN AVE, SAN MATEO, CA 94402-2251
Document Number	0000070717
Instrument Date	Aug 8, 2019
Instrument	70717
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	403 GEORGETOWN AVE SAN MATEO CA 944022251, SAN MATEO, CA 94402-2251

Tax Assessment & Valuation

The 2025 property tax bill for 403 Georgetown Ave was $16,872 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,277,131 (+2.74%) Land $582,250 Building $694,881
2025	$16,872.00 Homeowner's exemption	$1,243,091 Land $570,834 Building $672,257
2023	$14,932.00 (+1.78%) Homeowner's exemption	$1,119,852 Land $548,669 Building $571,183	$3,076,560
2022	$14,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Georgetown Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Georgetown Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Georgetown Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures