403 Gates St, Salisbury, NC 28144 Property Records

Rowan County property record for 403 Gates St, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,168 sqft · built 1954
Lot Size0.262 acres (11,456 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Mar 2022)
Tax Bill$2,131 (2023)
Deeds & MortgagesMar 2022 Sale & Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN002 150

Property Details

APN / Parcel Number

Primary APN002 150
Alternative APN
  • 6230729

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,168 sqft Living Area
1st Floor Area1,168 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2015
Exterior MaterialWood Siding
Foundation TypeFooting
Lot Area11,456 sqft (0.262 acres)
Lot Dimensions13.5 ft deep x 8.5 ft wide

Exterior Amenities

PorchPorch
Porch Area100 sqft
Patio Area98 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number6230729
Old Parcel Number002 150
Street Address403 GATES ST
CitySALISBURY
StateNC
Zip28144-2605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionL27
Legal SubdivisionFOREST HILLS
Legal Lot Number27
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group2
Census Block2016
Census Tract50500

Owner

Source: Rowan County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address403 GATES ST, SALISBURY, NC 28144-2605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Warranty Deed, Transfer · VA Mortgage
BLUE RIDGE BANK
Aug 14, 2019Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 23, 2022 · Amount on Record
Deed SaleMar 23, 2022 · Amount on Record
Prior SaleAug 14, 2019 · Amount on Record
Deed Document Number0001398163
Deed Book / Page1398 / 163
Record UpdatedJun 7, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateMar 23, 2022
Property Address403 GATES ST, SALISBURY, NC 28144-2605
Document Number0013980163
Book / Page1398 / 163
Map ReferenceCAB 9995 SL 727
Instrument DateMar 21, 2022
Transaction TypeTransfer
Record UpdatedApr 5, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4015 MAID MARION CT, 4015, JAMESTOWN, NC 27282-7705

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 GATES ST, SALISBURY, NC 28144-2605

Mortgage

Document Number0001398164
DateMar 23, 2022
Instrument1398/164
Lender
NameBLUE RIDGE BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateAug 14, 2019
Property Address403 GATES ST, SALISBURY, NC 28144-2605
Document Number0013320772
Book / Page001332 / 000772
Instrument DateAug 13, 2019
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 GATES ST SALISBURY NC 281442605, SALISBURY, NC 28144-2605

Mortgage

Document Number13320773
DateAug 14, 2019
Book Page001332/000773
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 13, 2049

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,131.00$178,220 Land $28,560 Building $149,660$178,220 Land $28,560 Building $149,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1981–1985)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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