403 Garner St, Sikeston, MO 63801 Property Records

Scott County property record for 403 Garner St, Sikeston, MO 63801

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2019
Lot Size0.489 acres (21,285 sqft)
OwnerCompany Name on Record
Tax Bill$994 (2025)
Deeds & MortgagesJan 2021 Mortgage
May 2022 Line of Credit
+ 2 more
Flood ZoneZone AH (high risk)
APN19-5.0-15.00-001-014-001.10

Property Details

APN / Parcel Number

Primary APN19-5.0-15.00-001-014-001.10

Interior

Building Area1,556 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Roof MaterialComposition Shingle
Lot Area21,285 sqft (0.489 acres)
Lot Dimensions129 ft deep x 165 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address403 GARNER ST
CitySIKESTON
StateMO
Zip63801-9714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLK 1 WESTVIEW ESTATES 3RD ADDN PB 13/13 164.84 X 129.4 I
Legal Range13E
Legal Township26N
Legal Section15
Legal SubdivisionWESTVIEW ESTATES 3RD ADDN
Legal Block1
Legal Lot Number14
JurisdictionSCOTT MO
Township / Civil DivisionROOTWAD
Census Block Group2
Census Block2068
Census Tract780400

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address403 GARNER ST, SIKESTON, MO 63801-9714
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLANAGAN STATE BANK
May 18, 2022Warranty Deed, Transfer · Line of Credit
ALLIANCE BANK
Mar 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN BANK
Oct 2, 2020Warranty Deed, Transfer · Conventional Mortgage
FLANAGAN STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2022
Deed SaleMay 18, 2022
Prior SaleOct 2, 2020 · Amount on Record
Deed Document Number20222549
Deed Book / Page2022 / 2549
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT MO
Property Address403 GARNER ST, SIKESTON, MO 63801-9714
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanySIMON TITLE COMPANY, SEMO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002021/197
DateJan 13, 2021
Book Page2021/197
Instrument20210197
Lender
NameFLANAGAN STATE BANK
TypeBank
AddressPAW PAW, IL 61353
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueOct 1, 2050

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT MO
Recording DateMay 18, 2022
Property Address403 GARNER ST, SIKESTON, MO 63801-9714
Document Number02022/2549
Book / Page2022 / 2549
Instrument DateMay 13, 2022
Instrument20222549
Transaction TypeTransfer
Record UpdatedMay 27, 2022
Title CompanySIMON TITLE COMPANY, SEMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address403 GARNER ST, SIKESTON, MO 63801-9714

Mortgage

Document Number0020222550
DateMay 18, 2022
Instrument20222550
Lender
NameALLIANCE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT MO
Property Address403 GARNER ST, SIKESTON, MO 63801-9714
Transaction TypeMortgage
Record UpdatedOct 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/0936
DateMar 6, 2018
Book Page2018/0936
Instrument20180936
Lender
NameSOUTHERN BANK
TypeBank
AddressSIKESTON, MO 63801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 25, 2028

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT MO
Recording DateOct 2, 2020
Property Address403 GARNER ST, SIKESTON, MO 63801-9714
Document Number2020/4693
Book / Page2020 / 4693
Instrument DateOct 1, 2020
Instrument20204693
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanySEMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 GARNER ST, SIKESTON, MO 63801-9714

Mortgage

Document Number20204694
DateOct 2, 2020
Instrument20204694
Lender
NameFLANAGAN STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyScott County
Unified School DistrictSikeston R-VI School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,000 (-)
2025$994.00$22,000 (+20.42%)$115,810 (+20.45%) Land $2,820 Building $112,990
2023$18,270$96,150 Land $2,820 Building $93,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 166 policies
Nearby Flood Policies166 in force
Nearby Flood Claims81 (1982–2024)
Claims Outside the SFHA6 of 81
Most Recent ClaimFeb 2024 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 39 claims
  • Severe Storms And Flooding, May 2008 · 6 claims
  • Severe Storms, Tornadoes And Flooding, May 2002 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTT COUNTY PWSD 1
serves 785 people · EPA ID MO4021083
Water SourcePurchased groundwater from SIKESTON PWS
Last State InspectionNov 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
GoSEMO
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Garner St

Nearby Streets

Search Property Records by Address or Parcel Number