403 Garden Dr, Delano, MN 55328 Property Records

Wright County property record for 403 Garden Dr, Delano, MN 55328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,558 sqft · built 2005
Lot Size	0.326 acres (14,239 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,000 (Dec 2005)
Tax Bill	$4,406 (2026)
Deeds & Mortgages	Aug 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107-081-002070`

Property Details

APN / Parcel Number

Primary APN	`107-081-002070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,558 sqft Living Area
1st Floor Area	1,372 sqft
Basement Area	364 sqft
Finished Basement	364 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,239 sqft (0.326 acres)
Garage Area	757 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	268 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	403 GARDEN DR
City	DELANO
State	MN
Zip	55328-4552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-118 RANGE-025 PARKVIEW HILLS LOT-007 BLOCK-002
Legal Range	025
Legal Township	118
Legal Section	14
Legal Subdivision	PARKVIEW HILLS
Legal Block	2
Legal Lot Number	7
Jurisdiction	WRIGHT MN
Township / Civil Division	DELANO
Census Block Group	1
Census Block	1019
Census Tract	101001

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 GARDEN DR, DELANO, MN 55328-4552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2005 · Amount on Record
Deed Sale	Dec 22, 2005 · Amount on Record
Prior Sale	Dec 22, 2005 · Amount on Record
Deed Document Number	200599352
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	403 GARDEN DR, DELANO, MN 55328-4552
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	EDGEWATER TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001437998
Date	Aug 25, 2020
Instrument	1437998

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	403 GARDEN DR, DELANO, MN 55328-4552
Document Number	0001344867
Instrument Date	May 13, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	403 GARDEN DR DELANO MN 553284552, DELANO, MN 55328-4552

Mortgage

Document Number	0001344867
Date	Jun 6, 2017
Instrument	1344867

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 5, 2032

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Delano City
County	Wright County
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,406.00 (+4.21%)	$390,200 (+1.4%) Land $72,000 Building $318,200	$390,200 (+1.4%) Land $72,000 Building $318,200
2025		$384,800 (+2.92%) Land $72,000 Building $312,800	$384,800 (+2.92%) Land $72,000 Building $312,800
2023	$4,228.00 (+3.58%)	$373,900 Land $74,000 Building $299,900	$373,900 Land $74,000 Building $299,900
2022	$4,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Delano Municipal Utilities serves 7,500 people · EPA ID MN1860007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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