Kandiyohi County property record for 403 Frances Cir, Spicer, MN 56288
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,212 sqft · built 2002 |
| Lot Size | 0.361 acres (15,732 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,500 (Jul 2014) |
| Tax Bill | $5,774 (2026) |
| Deeds & Mortgages | Jan 2020 Transfer Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-775-0040 |
| Primary APN | 85-775-0040 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,212 sqft Total Area |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Level |
| Lot Area | 15,732 sqft (0.361 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 388 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Street Address | 403 FRANCES CIR |
|---|---|
| City | SPICER |
| State | MN |
| Zip | 56288-4620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTSIDE CIRCLE |
| Legal Range | 034 |
| Legal Township | 120 |
| Legal Section | 04 |
| Legal Subdivision | WESTSIDE CIRCLE |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KANDIYOHI MN |
| Township / Civil Division | SPICER |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 780400 |
403 Frances Cir is owned and occupied by two individuals who bought it in July 2014.
Source: Kandiyohi County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 FRANCES CIR, SPICER, MN 56288-4620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2020 | Quit Claim Deed, Transfer QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC |
| Jan 24, 2020 | Warranty Deed, Transfer QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2014 · Amount on File |
| Deed Sale | Jul 8, 2014 · Amount on File |
| Deed Document Number | 2014620304 |
| Prior Transfer Date | Sep 16, 2006 |
| Prior Transfer Doc | 545799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Jan 31, 2020 |
| Property Address | 403 FRANCES CIR, SPICER, MN 56288-4620 |
| Document Number | 664183 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 664183 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11017 N SHORE DR, SPICER, MN 56288-9571 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Jan 24, 2020 |
| Property Address | 403 FRANCES CIR, SPICER, MN 56288-4620 |
| Document Number | 664033 |
| Instrument Date | Dec 21, 2019 |
| Instrument | 664033 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11999 62ND ST NE, SPICER, MN 56288-9491 |
The 2026 property tax bill for 403 Frances Cir was $5,774 with a homeowner's exemption, up 5.3% from the year before.
Source: Kandiyohi County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kandiyohi County |
| Municipality | Spicer City |
| Unified School District | New London-Spicer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,774.00 (+5.33%) Homeowner's exemption | $347,900 (-1.94%) Land $35,000 Building $312,900 | $347,900 (-1.94%) Land $35,000 Building $312,900 |
| 2025 | $5,482.00 Homeowner's exemption | $354,800 Land $44,000 Building $310,800 | $354,800 Land $44,000 Building $310,800 |
| 2023 | $4,798.00 Homeowner's exemption | $324,900 Land $38,000 Building $286,900 | $324,900 Land $38,000 Building $286,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Frances Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Frances Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Spicer serves 1,225 people · EPA ID MN1340010 |
|---|---|
| Water Source | Purchased groundwater from Glacial Lakes Sanitary Sewer/Water Dist |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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