Harford County property record for 403 Forehand Ct, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,276 sqft · built 1973 |
| Lot Size | 0.262 acres (11,403 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $329,900 (Aug 2019) |
| Tax Bill | $3,631 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-102408 |
| Primary APN | 03-102408 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,276 sqft Total Area |
| Basement Area | 950 sqft |
| Finished Basement | 950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 11,403 sqft (0.262 acres) |
| Lot Dimensions | 126 ft deep x 89 ft wide |
| Garage Type | Carport |
| Garage Area | 348 sqft |
| Carport | Carport |
| Carport Area | 348 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 102408 |
|---|---|
| Street Address | 403 FOREHAND CT |
| City | BEL AIR |
| State | MD |
| Zip | 21015-4821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 684 92/89X126 403 FOREHAND COURT GREENRIDGE 2 S12 P 27/13 |
| Legal Subdivision | WILLIAM W GRAHAM |
| Legal Lot Number | 403,684 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 303700 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 FOREHAND CT, BEL AIR, MD 21015-4821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Aug 6, 2019 | Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Feb 2, 2018 | Deed of Trust, Mortgage · Conventional with PMI MONEY SOURCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2019 · Amount on Record |
| Deed Sale | Aug 6, 2019 · Amount on Record |
| Prior Sale | Mar 19, 2019 · Amount on Record |
| Deed Book / Page | 13379 / 365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 403 FOREHAND CT, BEL AIR, MD 21015-4821 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0140760391 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 14076/391 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 6, 2019 |
| Property Address | 403 FOREHAND CT, BEL AIR, MD 21015-4821 |
| Document Number | 0133790365 |
| Book / Page | 13379 / 0365 |
| Map Reference | MB 27 FL 13 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | KEY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 FOREHAND CT, BEL AIR, MD 21015-4821 |
| Document Number | 0013379372 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 13379/372 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 403 FOREHAND CT, BEL AIR, MD 21015-4821 |
| Document Number | 0127040412 |
| Book / Page | 012704 / 000412 |
| Instrument Date | Feb 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2018 |
| Title Company | RESOURCE R/E SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 FOREHAND CT BEL AIR MD 210154821, BEL AIR, MD 21015-4821 |
| Document Number | 0127040412 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 012704/000412 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 11, 2033 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,867 (+13.02%) | $378,400 (+5.67%) Land $97,700 Building $280,700 | |
| 2025 | $3,631.00 (+10.36%) Homeowner's exemption | ||
| 2023 | $322,833 | $358,100 Land $97,700 Building $260,400 | |
| 2022 | $3,290.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1996 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MD AMERICAN WATER GREENRIDGE private · serves 2,351 people · EPA ID MD0120011 |
|---|---|
| Water Source | Purchased surface water from HARFORD COUNTY D.P.W. |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Copper | 1.39 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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