403 Fluker St, Thomson, GA 30824 Property Records

McDuffie County property record for 403 Fluker St, Thomson, GA 30824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,559 sqft · built 1975
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2022)
Tax Bill	$2,545 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2025 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0T160 00000 021 000`

Property Details

APN / Parcel Number

Primary APN	`0T160 00000 021 000`
Alternative APN	`10450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,559 sqft Heated Area
Gross Area	1,463 sqft
1st Floor Area	1,463 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	201 ft deep x 92 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10450
Street Address	403 FLUKER ST
City	THOMSON
State	GA
Zip	30824-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1R
Legal Description	403 FLUKER ST SW
Legal Subdivision	THOMSON CITY
Legal Block	A
Legal Lot Number	1
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1041
Census Tract	950401

Owner

Source: McDuffie County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 E ELM ST, DUNMORE, PA 18512-2326
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 7, 2025	Limited Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE
Jun 30, 2022	Warranty Deed, Transfer
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
May 14, 2021	Warranty Deed, Transfer
May 13, 2021	Warranty Deed, Transfer
Feb 7, 2020	Warranty Deed, Transfer
Jan 17, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	May 14, 2021 · Amount on Record
Deed Document Number	2022577
Deed Book / Page	722 / 195
Prior Transfer Date	Mar 12, 2008
Prior Transfer Doc	000494/206
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	403 FLUKER ST, THOMSON, GA 30824-3017
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 FLUKER ST, THOMSON, GA 30824-3017

Mortgage

Document Number	0000000725/0000000270
Date	Sep 28, 2022
Book Page	0000000725/0000000270

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Apr 7, 2025
Property Address	403 FLUKER ST, THOMSON, GA 30824-3017
Document Number	000757/232
Book / Page	757 / 232
Instrument Date	Mar 19, 2025
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 FLUKER ST, THOMSON, GA 30824-3017

Mortgage

Document Number	0000757235
Date	Apr 7, 2025
Instrument	757/235

Lender

Name	ENVOY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Jun 30, 2022
Property Address	403 FLUKER ST, THOMSON, GA 30824-3017
Document Number	000722/195
Book / Page	722 / 195
Instrument Date	Jun 30, 2022
Instrument	2022-000577
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 WESLEYAN CIR, EVANS, GA 30809-0197

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	403 FLUKER ST, THOMSON, GA 30824-3017
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 FLUKER ST, THOMSON, GA 30824-3017

Mortgage

Document Number	0000000703/0000000089
Date	May 25, 2021
Book Page	0000000703/0000000089

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	May 14, 2021
Property Address	403 FLUKER ST, THOMSON, GA 30824-3017
Document Number	703/87
Book / Page	703 / 87
Instrument Date	May 14, 2021
Instrument	2021-000411
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 FLUKER ST, THOMSON, GA 30824-3017

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	May 13, 2021
Property Address	403 FLUKER ST, THOMSON, GA 30824-3017
Document Number	703/85
Book / Page	703 / 85
Instrument Date	May 13, 2021
Instrument	2021-000410
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3082 QUAIL FARM RD, THOMSON, GA 30824-8861

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Feb 7, 2020
Property Address	403 FLUKER ST, THOMSON, GA 30824-3017
Document Number	0000684/90
Book / Page	684 / 90
Instrument Date	Feb 7, 2020
Instrument	2020-000078
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3082 QUAIL FARM RD, THOMSON, GA 30824-8861

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Jan 17, 2020
Property Address	403 FLUKER ST, THOMSON, GA 30824-3017
Document Number	0000683/80
Book / Page	683 / 80
Instrument Date	Jan 17, 2020
Instrument	2020-000037
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3082 QUAIL FARM RD, THOMSON, GA 30824-8861

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Municipality	Thomson City
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,545.00 (+3.92%)	$82,547 (+5.19%) Land $2,733 Building $79,814	$206,368 (+5.19%) Land $6,833 Building $199,535
2024	$2,449.00 (+1.37%)	$78,475 (+4.22%) Land $2,654 Building $75,821	$196,188 (+4.22%) Land $6,636 Building $189,552
2023	$2,416.00 (+10.27%)	$75,301 (+15.65%) Land $2,520 Building $72,781	$188,252 (+15.65%) Land $6,300 Building $181,952
2022	$2,191.00	$65,110 Land $2,100 Building $63,010	$162,776 Land $5,250 Building $157,526

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMSON-MCDUFFIE CO W&S COMM serves 21,312 people · EPA ID GA1890001
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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