403 Florida St, Milton, WV 25541 Property Records

Cabell County property record for 403 Florida St, Milton, WV 25541

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1974
Lot Size	0.133 acres (5,793 sqft)
Owner	2 Individual Names on File
Last Sale	$57,250 (Jun 2007)
Tax Bill	$711 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-3-0018.0000`

Property Details

APN / Parcel Number

Primary APN	`09-3-0018.0000`
Alternative APN	`06-09-3-0018.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	165 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 FLORIDA ST
City	MILTON
State	WV
Zip	25541-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 120 EDGEWOOD ADN 403 FLORIDA ST
Legal Subdivision	EDGEWOOD ADN
Legal Lot Number	120
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	2
Census Block	2010
Census Tract	10802

Owner

403 Florida St is owned and occupied by two individuals who bought it in June 2007.

Source: Cabell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 FLORIDA ST, MILTON, WV 25541-1440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2007 · Amount on File
Deed Sale	Jun 7, 2007 · Amount on File
Deed Document Number	2007265029
Deed Book / Page	1172 / 368
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Recording Date	Jul 28, 2026
Property Address	403 FLORIDA ST, MILTON, WV 25541-1440
Document Number	0006267145
Book / Page	3046 / 676
Instrument Date	Jul 23, 2026
Instrument	20266267145
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 FLORIDA ST, MILTON, WV 25541-1440

Mortgage

Document Number	0006267145,
Date	Jul 28, 2026
Book Page	3046/676
Instrument	20266267145

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 403 Florida St was $711, up 16% from the year before.

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Municipality	Milton Town
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$711.00 (+15.99%)	$44,460 (+17.25%) Land $8,820 Building $35,640	$74,100 (+17.25%) Land $14,700 Building $59,400
2025	$613.00	$37,920 Land $7,920 Building $30,000	$63,200 Land $13,200 Building $50,000
2023	$526.00 (+5.41%)	$32,400 (+5.88%) Land $6,600 Building $25,800	$54,000 (+5.88%) Land $11,000 Building $43,000
2022	$499.00	$30,600 Land $6,600 Building $24,000	$51,000 Land $11,000 Building $40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Florida St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Florida St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 46% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER serves 5,446 people · EPA ID WV3300609
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Aug 2018
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20