403 Flagstone Dr, Belleville, IL 62221 Property Records

St. Clair County property record for 403 Flagstone Dr, Belleville, IL 62221

Property Summary

Property Type	Single Family Home
Details	2,108 sqft · built 1985
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Nov 2025)
Tax Bill	$5,581 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2021 Transfer
APN	`08-24-0-403-007`

Property Details

APN / Parcel Number

Primary APN	`08-24-0-403-007`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,108 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	330 sqft
Deck Area	21 sqft
Patio Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	403 FLAGSTONE DR
City	BELLEVILLE
State	IL
Zip	62221-5823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEATHERSTONE 7TH ADDITION LOT/SEC-40 A02866138
Legal Subdivision	WEATHERSTONE 7TH ADDITION
Legal Block	403
Legal Lot Number	40
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	3
Census Block	3018
Census Tract	503332

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 FLAGSTONE DR, BELLEVILLE, IL 62221-5823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer · VA Mortgage SCOTT CU
Apr 27, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Deed Document Number	20252866138
Prior Transfer Date	Apr 22, 2021
Prior Transfer Doc	0002697510
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 13, 2025
Property Address	403 FLAGSTONE DR, BELLEVILLE, IL 62221-5823
Document Number	0A02866138
Map Reference	PL 78 PG 77
Instrument Date	Nov 10, 2025
Instrument	A02866138
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	UNKNOWN, ALPINE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 FLAGSTONE DR, BELLEVILLE, IL 62221-5823

Mortgage

Document Number	0A02866139
Date	Nov 13, 2025
Instrument	A02866139

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.5%

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 27, 2021
Property Address	403 FLAGSTONE DR, BELLEVILLE, IL 62221-5823
Document Number	A02697510
Map Reference	MB 78 PG 77
Instrument Date	Apr 22, 2021
Instrument	A02697510
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 FLAGSTONE DR, BELLEVILLE, IL 62221-5823

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Elementary School District	Belle Valley School District 119 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,581.00 (+12.93%)	$77,025 (+10.87%) Land $10,198 Building $66,827	$231,075 (+10.87%) Land $30,594 Building $200,481
2024	$4,942.00 Homeowner's exemption Senior Citizen's exemption	$69,473 (+29%) Land $9,198 Building $60,275	$208,419 (+29%) Land $27,594 Building $180,825
2022		$53,854 Land $8,262 Building $45,592	$161,562 Land $24,786 Building $136,776

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1996–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Floodng, Jul 2024 · 4 claims Severe Storm And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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