403 Ferry Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 403 Ferry Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,746 sqft · built 2007
Owner	2 Individual Names on File
Last Sale	$415,000 (May 2018)
Tax Bill	$5,150 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-2790-008-0012`

Property Details

APN / Parcel Number

Primary APN	`072-2790-008-0012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,746 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	882 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	403 FERRY CIR
City	FOLSOM
State	CA
Zip	95630-4003
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4 (PD)
Legal Description	UNIT 103 UNION SQUARE CONDOMINIUM BK 20051207/0532 PER BK 20051207 PG 0532
Legal Subdivision	UNION SQUARE CONDOMINIUM
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8504

Owner

403 Ferry Cir, a condominium, is owned and occupied by two individuals who bought it in May 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 FERRY CIR, FOLSOM, CA 95630-4003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
May 23, 2018	Grant Deed, Transfer · Conventional Mortgage PATELCO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on File
Deed Sale	May 23, 2018 · Amount on File
Prior Sale	Sep 30, 2010 · Amount on File
Deed Book / Page	20180523 / 1140
Prior Transfer Date	Jul 28, 2015
Prior Transfer Doc	0000000134
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	403 FERRY CIR, FOLSOM, CA 95630-4003
Document Number	2007200838
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 FERRY CIR FOLSOM CA 956304003, FOLSOM, CA 95630-4003

Mortgage

Document Number	2007200838
Date	Jul 20, 2020
Instrument	2007200838

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 23, 2018
Property Address	403 FERRY CIR, FOLSOM, CA 95630-4003
Document Number	1805231140
Instrument Date	May 21, 2018
Instrument	1805231140
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 FERRY CIR FOLSOM CA 956304003, FOLSOM, CA 95630-4003

Mortgage

Document Number	1805231141
Date	May 23, 2018
Instrument	1805231141

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.93%

Tax Assessment & Valuation

The 2025 property tax bill for 403 Ferry Cir was $5,150, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$481,637 (+2%) Land $116,056 Building $365,581
2025	$5,150.00 (+2.1%)	$472,194 Land $113,781 Building $358,413
2024	$5,044.00 (+1.82%)
2023	$4,954.00 (+1.47%)	$453,860 Land $109,363 Building $344,497
2022	$4,882.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 403 Ferry Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Ferry Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon.

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