403 Fairview St, Albemarle, NC 28001 Property Records

Stanly County property record for 403 Fairview St, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 812 sqft · built 1922
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$136,000 (Jan 2024)
Tax Bill	$993 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`654903108651`

Property Details

APN / Parcel Number

Primary APN	`654903108651`
Alternative APNs	`1545973` `1541958` `13896` `4623`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	812 sqft Finished Area
Basement Area	178 sqft
Unfinished Basement	178 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	174 ft deep x 80 ft wide
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	1545973
Street Address	403 FAIRVIEW ST
City	ALBEMARLE
State	NC
Zip	28001-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	HSE 403 FAIRVIEW ST LOT 297 654917074
Legal Lot Number	297
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	1
Census Block	1010
Census Tract	930500

Owner

403 Fairview St is owned and occupied by an individual who bought it in January 2024.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	403 FAIRVIEW ST, ALBEMARLE, NC 28001-2718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 18, 2023	Commissioner's Deed, Foreclosure · Stand-Alone First Mortgage J WATSON INVESTMENTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on File
Deed Sale	Jan 3, 2024 · Amount on File
Prior Sale	Sep 18, 2023 · Amount on File
Deed Document Number	2024464399
Deed Book / Page	1842 / 154
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jan 3, 2024
Property Address	403 FAIRVIEW ST, ALBEMARLE, NC 28001-2718
Document Number	0000464399
Book / Page	1842 / 154
Map Reference	MB 6 PG 61-D
Instrument Date	Dec 4, 2023
Instrument	464399
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 77931, CHARLOTTE, NC 28271-7021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 FAIRVIEW ST, ALBEMARLE, NC 28001-2718
Investor	Possibly a Property Investor

Mortgage

Document Number	0000464400
Date	Jan 3, 2024
Instrument	464400

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

September 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	STANLY NC
Recording Date	Sep 18, 2023
Property Address	403 FAIRVIEW ST, ALBEMARLE, NC 28001-2718
Document Number	0000461693
Book / Page	1832 / 985
Map Reference	MB 6 PG 61-D
Instrument Date	Sep 8, 2023
Instrument	461693
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Tax	$133.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 77931, CHARLOTTE, NC 28271-7021

Mortgage

Document Number	0000461694
Date	Sep 18, 2023
Instrument	461694

Lender

Name	J WATSON INVESTMENTS
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 17, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 403 Fairview St was $993.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$993.00	$88,709 Land $14,256 Building $74,453	$88,709 Land $14,256 Building $74,453
2023	$359.00	$29,461 Land $7,257 Building $22,204	$29,461 Land $7,257 Building $22,204

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 403 Fairview St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Fairview St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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