Harris County property record for 403 Exchange St, Houston, TX 77020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,163 sqft · built 1953 |
| Lot Size | 0.13 acres (5,654 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,867 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083-063-000-0074 |
| Primary APN | 083-063-000-0074 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,163 sqft Living Area |
| 1st Floor Area | 1,163 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Traditional |
| Exterior Material | Wood Shingle |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,654 sqft (0.13 acres) |
| View / Lot | Flood Plain |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0830630000074 |
|---|---|
| Street Address | 403 EXCHANGE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77020-5615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 74 BLK 3 DENVER HARBOR SEC 2 |
| Legal Subdivision | DENVER HARBOR SEC 2 |
| Legal Block | 3 |
| Legal Lot Number | 74 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 212400 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16315 MILL POINT DR, HOUSTON, TX 77059-5316 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2002 |
| Deed Sale | Apr 30, 2002 |
| Deed Document Number | 2002764274 |
| Deed Book / Page | 55142 / 2680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 403 EXCHANGE ST, HOUSTON, TX 77020-5615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16315 MILL POINT DR, HOUSTON, TX 77059-5316 |
| Document Number | 0000492805 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 2022-492805 |
| Name | BPL MORTGAGE TRUST LLC |
|---|---|
| Address | VILLA PARK, IL 60181 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,062 (+1.58%) Land $77,798 Building $59,264 | $137,062 (+1.58%) Land $77,798 Building $59,264 | |
| 2025 | $2,867.00 (+1.56%) | $134,933 (-24.52%) Land $77,798 Building $57,135 | $134,933 (-24.52%) Land $77,798 Building $57,135 |
| 2024 | $2,823.00 (+39%) | ||
| 2023 | $178,757 Land $77,798 Building $100,959 | $178,757 Land $77,798 Building $100,959 | |
| 2020 | $2,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 157 (1981–2024) |
| Claims Outside the SFHA | 131 of 157 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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