Williamson County property record for 403 Empress Ln, Herrin, IL 62948
| Property Type | Single Family Home |
|---|---|
| Details | 1,584 sqft · built 2004 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $196,000 (Sep 2026) |
| Tax Bill | $5,030 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-29-226-010 |
| Primary APN | 02-29-226-010 |
|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Basement Area | 1,584 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Shingles |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 20 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 403 EMPRESS LN |
|---|---|
| City | HERRIN |
| State | IL |
| Zip | 62948-6340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DYNASTY SUB PHASE I |
| Legal Subdivision | DYNASTY SUB PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | WILLIAMSON IL |
| Township / Civil Division | HERRIN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20500 |
Source: Williamson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 EMPRESS LN, HERRIN, IL 62948-6340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Dec 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on Record |
| Deed Sale | Sep 23, 2026 · Amount on Record |
| Deed Document Number | 20267135 |
| Deed Book / Page | 532 / 833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON IL |
| Recording Date | Sep 23, 2026 |
| Property Address | 403 EMPRESS LN, HERRIN, IL 62948-6340 |
| Document Number | 0000007135 |
| Book / Page | 532 / 833 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20267135 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,694.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 EMPRESS LN, HERRIN, IL 62948-6340 |
| Document Number | 0000007136, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 20267136 |
| Name | GERSHMAN INVESTMENT CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON IL |
| Property Address | 403 EMPRESS LN, HERRIN, IL 62948-6340 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 403 EMPRESS LN, HERRIN, IL 62948-6340 |
| Document Number | 000307/971 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 307/971 |
| Instrument | 2025-00009237 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate | 5.99% |
|---|
Source: Williamson County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Williamson County |
| Municipality | Herrin City |
| Unified School District | Herrin Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,030.00 (+2.59%) | $66,850 (+10.15%) Land $9,705 Building $57,145 | $200,550 (+10.15%) Land $29,115 Building $171,435 |
| 2024 | $4,903.00 (+15.12%) Homeowner's exemption | $60,690 (+13.5%) Land $8,810 Building $51,880 | $182,070 (+13.5%) Land $26,430 Building $155,640 |
| 2022 | $4,259.00 Homeowner's exemption | $53,470 Land $7,760 Building $45,710 | $160,410 Land $23,280 Building $137,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERRIN serves 12,747 people · EPA ID IL1990400 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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