Humboldt County property record for 403 Emerson Ln, Ferndale, CA 95536
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,658 sqft · built 1993 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $701,000 (Aug 2021) |
| Tax Bill | $6,381 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-163-018-000 |
| Primary APN | 031-163-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,658 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Construction Type | Wood |
| Lot Area | 16,117 sqft (0.369 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Old Parcel Number | 03116318 |
|---|---|
| Street Address | 403 EMERSON LN |
| City | FERNDALE |
| State | CA |
| Zip | 95536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-B-3 |
| Legal Description | L5-7* B3 /B5P79 M FRANCIS DIVISIONN604450000A C 86C 00000000 N |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 11200 |
Source: Humboldt County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 703, FERNDALE, CA 95536-0703 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on Record |
| Deed Sale | Aug 26, 2021 · Amount on Record |
| Prior Sale | Mar 6, 2012 |
| Deed Document Number | 2021-019362 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Aug 26, 2021 |
| Property Address | 403 EMMERSON LN, FERNDALE, CA 95536 |
| Document Number | 0000019362 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021-019362 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 707, FORTUNA, CA 95540-0707 |
| Document Number | 0000019363 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021-019363 |
| Name | COAST CENTRAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Humboldt County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,381.00 (+6.63%) | $525,741 (+43.42%) Land $149,997 Building $375,744 |
| 2023 | $5,984.00 (+31.92%) | $366,577 Land $108,303 Building $258,274 |
| 2022 | $4,536.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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