403 Emerald Way, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 403 Emerald Way, Lake Arrowhead, CA 92352 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,580 sqft · built 1947
Lot Size	0.145 acres (6,300 sqft)
Owner	Company Name on File
Last Sale	$1,700,000 (Jan 2020)
Tax Bill	$18,971 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`0331-031-37-0000`

Property Details

APN / Parcel Number

Primary APN	`0331-031-37-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
Gross Area	2,284 sqft
1st Floor Area	1,300 sqft
2nd Floor Area	280 sqft
Basement Area	704 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1990
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	6,500 ft deep x 11,000 ft wide
View / Lot	Waterfront
Porch	Patio/Porch
Porch Area	525 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 EMERALD WAY
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR NO 2487 ARROWHEAD WOODS TR NO 74 ALL OF LOT 78 AND 79 LYING NLY OF FOLL DESC LI BEG AT THE NELY CORNER OF SD LOT 79 TH N 9 DEG 08 MIN E 8.72 FT ALG ELY LI OF SD LOT 78 TH N 46 DEG 57 MIN W 41 FT ALG NELY LI SD LOT 78 TH S 28 DEG 47 MIN 50 SECONDS
Legal Subdivision	ARROWHEAD WOODS
Legal Tract	2487
Legal Block	1
Legal Lot Number	78
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	1
Census Block	1000
Census Tract	10906

Owner

Source: San Bernardino County records · APN 0331-031-37-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1218 HIGHLAND DR, NEWPORT BEACH, CA 92660-5620
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 09, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 09, 2020	Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP
Apr 19, 2019	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 09, 2020 · Amount on Record
Deed Sale	Jan 09, 2020 · Amount on Record
Prior Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	20209575
Prior Transfer Date	Jan 07, 2020
Prior Transfer Doc	0000009577
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	403 EMERALD WAY, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Oct 01, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 HIGHLAND DR, NEWPORT BEACH, CA 92660-5620

Mortgage

Document Number	0000428158
Date	Sep 20, 2021
Instrument	2021-0428158

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 09, 2020
Property Address	403 EMERALD WAY, LAKE ARROWHEAD, CA 92352
Document Number	0000009577
Instrument Date	Jan 07, 2020
Instrument	9577
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1218 HIGHLAND DR NEWPORT BEACH CA 926605620, NEWPORT BEACH, CA 92660-5620

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 09, 2020
Property Address	403 EMERALD WAY, LAKE ARROWHEAD, CA 92352
Document Number	0000009575
Map Reference	MB 35 PG 42-44
Instrument Date	Dec 04, 2019
Instrument	2020-0009575
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1218 HIGHLAND DR, NEWPORT BEACH, CA 92660-5620

Mortgage

Document Number	0000009576
Date	Jan 09, 2020
Instrument	2020-0009576

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 19, 2019
Property Address	403 EMERALD WAY, LAKE ARROWHEAD, CA 92352
Document Number	0000122606
Map Reference	MB 35 PG 42-44
Instrument Date	Mar 26, 2019
Instrument	2019-0122606
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2328 GLENCOE AVE, VENICE, CA 90291-4041

Mortgage

Document Number	0000122607
Date	Apr 19, 2019
Instrument	2019-0122607

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 01, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,740,210 (+2%) Land $870,105 Building $870,105
2025	$18,971.00 (+6.82%)	$1,706,088 (+4.04%) Land $853,044 Building $853,044
2023	$17,759.00 (+2.1%)	$1,639,840 Land $819,920 Building $819,920
2022	$17,393.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710109061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 498 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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