403 Edwards St, Aurora, IL 60505 Property Records

Kane County property record for 403 Edwards St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,418 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,000 (Nov 2025)
Tax Bill	$4,151 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-15-479-010`

Property Details

APN / Parcel Number

Primary APN	`15-15-479-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,418 sqft Living Area
Gross Area	3,268 sqft
Basement Area	1,072 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	403 EDWARDS ST
City	AURORA
State	IL
Zip	60505-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART SE 1/4 SEC 15-38-8
Legal Range	08
Legal Township	38
Legal Section	15
Legal Subdivision	ILLINOIS-PIERCE-HIGH-AURORA
Legal Block	2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2011
Census Tract	853300

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 EDWARDS ST, AURORA, IL 60505-2104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Aug 15, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Deed Document Number	202544867
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 12, 2025
Property Address	403 EDWARDS ST, AURORA, IL 60505-2104
Document Number	0000044867
Instrument Date	Sep 15, 2025
Instrument	2025K044867
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 EDWARDS ST, AURORA, IL 60505-2104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	403 EDWARDS ST, AURORA, IL 60505-2104

Mortgage

Document Number	0000044868
Date	Nov 12, 2025
Instrument	2025K044868

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.37%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	403 EDWARDS ST, AURORA, IL 60505-2104
Document Number	0000044911
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 EDWARDS ST AURORA IL 605052104, AURORA, IL 60505-2104

Mortgage

Document Number	0000044911
Date	Sep 25, 2019
Instrument	44911

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,151.00 (+6.74%) Homeowner's exemption Senior Citizen's exemption	$79,571 (+9.39%) Land $13,044 Building $66,527	$238,809 (+9.39%) Land $39,148 Building $199,661
2024	$3,889.00 (+10.58%) Homeowner's exemption	$72,740 (+22.66%) Land $11,924 Building $60,816	$218,307 (+22.71%) Land $35,786 Building $182,521
2022	$3,517.00 (+3.23%) Disabled Person's exemption	$59,300 (+7.41%) Land $9,721 Building $49,579	$177,900 (+7.41%) Land $29,163 Building $148,737
2021	$3,407.00 Disabled Person's exemption	$55,209 Land $9,050 Building $46,159	$165,627 Land $27,150 Building $138,477

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–1996)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Watch TV.

Nearby Properties on Edwards St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures