403 Edwards Dr, Ottumwa, IA 52501 Property Records

Wapello County property record for 403 Edwards Dr, Ottumwa, IA 52501

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,124 sqft · built 1979
Lot Size	0.386 acres (16,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,500 (Aug 2022)
Tax Bill	$4,216 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007413940011000`

Property Details

APN / Parcel Number

Primary APN	`007413940011000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,124 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	800 sqft
Unfinished Basement	240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,825 sqft (0.386 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	56 sqft
Deck Area	312 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	403 EDWARDS DR
City	OTTUMWA
State	IA
Zip	52501-1172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHWARTZ'S 17TH ADD LOT 11 (403 EDWARDS)
Legal Subdivision	SCHWARTZ'S 17TH ADD
Legal Lot Number	11
Jurisdiction	WAPELLO IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3027
Census Tract	960300

Owner

Source: Wapello County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 EDWARDS DR, OTTUMWA, IA 52501-1172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 29, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Sep 2, 2015 · Amount on Record
Deed Document Number	20223632
Deed Book / Page	2022 / 3632
Prior Transfer Date	Nov 21, 2005
Prior Transfer Doc	02005/6684
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	403 EDWARDS DR, OTTUMWA, IA 52501-1172
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/0262
Date	Jan 15, 2021
Book Page	2021/0262
Instrument	2021 0262

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Aug 29, 2022
Property Address	403 EDWARDS DR, OTTUMWA, IA 52501-1172
Document Number	02022/3632
Book / Page	2022 / 3632
Instrument Date	Aug 22, 2022
Instrument	2022 3632
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Tax	$342.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 EDWARDS DR, OTTUMWA, IA 52501-1172

Mortgage

Document Number	02022/3633
Date	Aug 29, 2022
Book Page	2022/3633
Instrument	2022 3633

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,216.00 (-0.94%)	$231,010 (-) Land $23,550 Building $207,460	$231,010 (-) Land $23,550 Building $207,460
2025		$231,010 (+7.49%) Land $23,550 Building $207,460	$231,010 (+7.49%) Land $23,550 Building $207,460
2024	$4,256.00 (+12.47%)
2023		$214,920 (+25.96%) Land $23,550 Building $191,370	$214,920 (+25.96%) Land $23,550 Building $191,370
2022	$3,784.00	$170,620 Land $23,550 Building $147,070
2021			$170,620 Land $23,550 Building $147,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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