403 E Wellsburg Rd, Bluffton, IN 46714 Property Records

Wells County property record for 403 E Wellsburg Rd, Bluffton, IN 46714 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1976
Square Footage	1,482 sqft Living Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Last Sale	$70,000 (2017)
Tax Bill	$1,314.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`90-08-31-200-004.000-003`
Alternative APNs	`00001525720` `0020085901`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,482 sqft Living Area
1st Floor	1,482 sqft 1st Floor
Basement Area	1,152 sqft Basement
Unfinished Basement	1,152 sqft Unfinished
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Material	Metal Roof
Lot Area	87,120 sqft (2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	672 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating

Location & Zoning

Account Number	00001525720
Street Address	403 E WELLSBURG RD
City	BLUFFTON
State	IN
Zip	46714-9610
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	31-26-12 2.00A N MID PT SW SE
Jurisdiction	WELLS IN
Minor Civil Division	HARRISON
Census Blockgroup	3
Census Block	3049
Census Tract	40300

Owner

Source: Wells County records · APN 90-08-31-200-004.000-003

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 E WELLSBURG RD, BLUFFTON, IN 46714-9610
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU
Aug 22, 2017	Deed, Transfer · Adjustable Rate Mortgage (ARM) THREE RIVERS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Prior Sale	Aug 15, 2017 · Amount on Record
Deed Doc Number	2017676
Record Refreshed	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	403 E WELLSBURG RD, BLUFFTON, IN 46714-9610
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201920
Date	May 13, 2020
Instrument	20201920

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 20, 2030

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WELLS IN
Recording Date	Aug 22, 2017
Property Address	403 E WELLSBURG RD, BLUFFTON, IN 46714-9610
Document Number	0020170676
Instrument Date	Jun 01, 2017
Instrument	20170676
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E WELLSBURG RD, BLUFFTON, IN 46714-9610

Mortgage

Document Number	20170677
Date	Aug 22, 2017
Instrument	20170677

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Sep 01, 2024
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	52-Week T-Bill (1-Year)

Tax Assessment & Valuation

Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,314.00 (+35.19%) Homeowner's exemption	$194,200 (+32.11%) Land $68,800 Building $125,400	$194,200 (+32.11%) Land $68,800 Building $125,400
2024	$972.00 (+27.89%)
2023		$147,000 (+10.86%) Land $51,000 Building $96,000	$147,000 (+10.86%) Land $51,000 Building $96,000
2022	$760.00	$132,600 Land $39,000 Building $93,600	$132,600 Land $39,000 Building $93,600

Flood & Wildfire

403 E Wellsburg Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Wells County (18179C), updated September 30, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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