403 E Washington St, Philo, IL 61864 Property Records

Champaign County property record for 403 E Washington St, Philo, IL 61864 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	12,001 sqft (0.276 acres)
Occupancy	Owner Occupied
Last Sale	$165,500 (2021)
Tax Bill	$2,822.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`19-27-23-181-007`

Exterior

Lot Area	12,001 sqft (0.276 acres)

Location & Zoning

Street Address	403 E WASHINGTON ST
City	PHILO
State	IL
Zip	61864-9644
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 6 HALES, E.B., 2ND ADD
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	HALES, E.B., 2ND ADD
Legal Block	6
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Minor Civil Division	PHILO
Census Blockgroup	1
Census Block	1016
Census Tract	10901

Owner

Source: Champaign County records · APN 19-27-23-181-007

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 E WASHINGTON ST, PHILO, IL 61864-9644
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	May 22, 2008
Deed Doc Number	20216097
Record Refreshed	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 16, 2021
Property Address	403 E WASHINGTON ST, PHILO, IL 61864-9644
Document Number	0000006097
Map Reference	MB A PG 148
Instrument Date	Mar 15, 2021
Instrument	2021R06097
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	403 E WASHINGTON ST, PHILO, IL 61864-9644

Mortgage

Document Number	0000006098
Date	Mar 16, 2021
Instrument	2021R06098

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,970 (+25.02%) Land $4,800 Building $53,170	$173,910 (+25.02%) Land $14,400 Building $159,510
2024	$2,822.00 (+10.06%)
2022	$2,564.00 Homeowner's exemption	$46,370 Land $3,840 Building $42,530	$139,110 Land $11,520 Building $127,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.