403 E Wall St, Worden, IL 62097 Property Records

Madison County property record for 403 E Wall St, Worden, IL 62097

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 576 sqft · built 1920
Lot Size	0.885 acres (38,544 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Aug 2018)
Tax Bill	$4,458 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2018 Sale & Mortgage
APN	`12-2-04-35-08-201-021`

Property Details

APN / Parcel Number

Primary APN	`12-2-04-35-08-201-021`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	576 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	38,544 sqft (0.885 acres)
Lot Dimensions	132 ft deep x 292 ft wide
Garage Type	Detached
Garage Area	512 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	403 E WALL ST
City	WORDEN
State	IL
Zip	62097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WORDEN PTS LTS 13-14, LTS 15,16,17,18 292 X 132 IRR
Legal Lot Number	13-14
Jurisdiction	MADISON IL
Township / Civil Division	OMPHGHENT
Census Block Group	2
Census Block	2017
Census Tract	403801

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 E WALL ST, WORDEN, IL 62097-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Aug 31, 2018	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	201827363
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	403 E WALL ST, WORDEN, IL 62097
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037225
Date	Sep 3, 2021
Instrument	2021R37225

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 31, 2018
Property Address	403 E WALL ST, WORDEN, IL 62097
Document Number	0000027363
Map Reference	PB20 PG84
Instrument Date	Aug 24, 2018
Instrument	2018R27363
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E WALL ST, WORDEN, IL 62097-1311

Mortgage

Document Number	0000027364
Date	Aug 31, 2018
Instrument	2018R27364

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Omphghent Township
Municipality	Worden Village
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,458.00 (+10.1%)	$65,130 (+30.18%) Land $2,410 Building $62,720	$195,390 (+30.05%) Land $7,230 Building $188,160
2024	$4,049.00 (+12.22%)
2022	$3,608.00	$50,030 Land $1,850 Building $48,180	$150,241 Land $5,556 Building $144,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORDEN serves 1,096 people · EPA ID IL1191200
Water Source	Purchased surface water from BOND/MADISON WATER COMPANY
Last State Inspection	Apr 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Madison Communications Fiber	1,000 / 150
Wisper ISP Fixed Wireless	400 / 30

May also be available: Nextlink.

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