403 E Wabasha St, Winona, MN 55987 Property Records

Winona County property record for 403 E Wabasha St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1880
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Jul 2020)
Tax Bill	$1,092 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2018 Line of Credit
APN	`32.300.2810`

Property Details

APN / Parcel Number

Primary APN	`32.300.2810`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	986 sqft Living Area
1st Floor Area	986 sqft
Basement Area	986 sqft
Unfinished Basement	986 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	70 ft deep x 50 ft wide
Porch	Porch
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Hot Water

Location & Zoning

Street Address	403 E WABASHA ST
City	WINONA
State	MN
Zip	55987-4063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 LAIRDS ADDITION LOT-006 BLOCK-029 NLY 70' CURTIS 3RD ADD & LAIRDS ADD
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	LAIRDS ADDITION
Legal Block	29
Legal Lot Number	6
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1024
Census Tract	670600

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 E WABASHA ST, WINONA, MN 55987-4063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
Oct 9, 2018	Deed of Trust, Mortgage · Line of Credit ALTRA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	2020626038
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jul 21, 2020
Property Address	403 E WABASHA ST, WINONA, MN 55987-4063
Document Number	626038
Instrument Date	Jul 20, 2020
Instrument	626038
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E WABASHA ST, WINONA, MN 55987-4063

Mortgage

Document Number	626039
Date	Jul 21, 2020
Instrument	626039

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	403 E WABASHA ST, WINONA, MN 55987-4063
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E WABASHA ST, WINONA, MN 55987-4063

Mortgage

Document Number	613018
Date	Oct 9, 2018
Instrument	613018

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,092.00 (+15.19%) Homeowner's exemption	$146,900 (+20.81%) Land $28,100 Building $118,800	$146,900 (+20.81%) Land $28,100 Building $118,800
2025		$121,600 (+5.46%) Land $28,100 Building $93,500	$121,600 (+5.46%) Land $28,100 Building $93,500
2023	$948.00 Homeowner's exemption	$115,300 Land $27,000 Building $88,300	$115,300 Land $27,000 Building $88,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1991)
Most Recent Claim	Jul 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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