403 E Vernon Ave, Normal, IL 61761 Property Records

McLean County property record for 403 E Vernon Ave, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	20 bd · 6,216 sqft · built 2017
Lot Size	0.276 acres (12,040 sqft)
Owner	Company Name on File
Tax Bill	$28,084 (2024)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-27-360-001`

Property Details

APN / Parcel Number

Primary APN	`14-27-360-001`

Interior

Bedrooms	20 Beds
Total Rooms	30 Rooms
Stories	2 Stories
Building Area	6,216 sqft Living Area
1st Floor Area	2,940 sqft
Basement Area	32,760 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable
Lot Area	12,040 sqft (0.276 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	403 E VERNON AVE
City	NORMAL
State	IL
Zip	61761-3856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	403 VERNON SUBDIVISION LOT 1
Legal Subdivision	VERNON SUB
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1014
Census Tract	501

Owner

Source: McLean County records · APN 14-27-360-001

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	608 KINGSLEY ST, A, NORMAL, IL 61761-5807
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	403 E VERNON AVE, NORMAL, IL 61761-4346
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700002423
Date	Feb 07, 2017
Instrument	2017-00002423

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	71 Months
Due	Jan 17, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$307,185 (-0.82%) Land $27,185 Building $280,000	$921,555 (-0.82%) Land $81,555 Building $840,000
2024	$28,084.00 (+5.95%)
2023	$26,508.00	$309,721 Land $22,303 Building $287,418	$929,164 Land $66,909 Building $862,255

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company.

Based on FCC filings for 286 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORMAL serves 52,736 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.