403 E Utica St, Buffalo, NY 14208 Property Records

Erie County and Buffalo City property record for 403 E Utica St, Buffalo, NY 14208

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,784 sqft · built 1920
Lot Size	0.105 acres (4,544 sqft)
Owner	Individual Name on File
Tax Bill	$196 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140200 100.50-1-19`

Property Details

APN / Parcel Number

Primary APN	`140200 100.50-1-19`
Alternative APNs	`02001005000001019000` `03372600`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,784 sqft Total Area
1st Floor Area	1,392 sqft
2nd Floor Area	1,392 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,544 sqft (0.105 acres)
Lot Dimensions	142 ft deep x 32 ft wide
Porch	Slab
Porch Area	154 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03372600
Street Address	403 E UTICA ST
City	BUFFALO
State	NY
Zip	14208-2108
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	N-3R
Legal Description	424.47 W ROEHRER
Legal Subdivision	THE HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1003
Census Tract	3302

Owner

403 E Utica St, a duplex, is owned and occupied by an individual who acquired it in April 2005.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	403 E UTICA ST, BUFFALO, NY 14208-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage NEW YORK STATE AFFORDABLE HOUSING CORPOR
Apr 25, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 15, 2005
Transfer Doc	0000094722
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	403 E UTICA ST, BUFFALO, NY 14208-2108
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E UTICA ST, BUFFALO, NY 14208-2108

Mortgage

Document Number	0141107574
Date	Nov 17, 2023
Book Page	14110/7574
Instrument	2023198717

Lender

Name	NEW YORK STATE AFFORDABLE HOUSING CORPOR
Type	Government Agency
Address	NEW YORK, NY 10022

Agreement

Amount	Amount on Record

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	403 E UTICA ST, BUFFALO, NY 14208-2108
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E UTICA ST, BUFFALO, NY 14208-2108

Mortgage

Document Number	0140886322
Date	Apr 25, 2023
Book Page	14088/6322
Instrument	2023070041

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 14, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 403 E Utica St was $196 with exemptions applied, down 64% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$196.00 (-63.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025	$544.00 (-2.51%)	$140,000 (+154.55%) Land $6,000 Building $134,000	$140,000 (+56.55%) Land $6,000 Building $134,000
2024	$558.00 (+95.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$55,000 (-) Land $3,000 Building $52,000	$89,431 (+13.82%) Land $4,878 Building $84,553
2023	$285.00 Homeowner's exemption	$55,000 Land $3,000 Building $52,000	$78,571 Land $4,286 Building $74,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 E Utica St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 E Utica St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,096 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

Nearby Properties on E Utica St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures