403 E Spring St, Fremont, IN 46737 Property Records

Steuben County property record for 403 E Spring St, Fremont, IN 46737

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 800 sqft · built 1978
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (Aug 2018)
Tax Bill	$556 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76-02-21-340-607.000-004`

Property Details

APN / Parcel Number

Primary APN	`76-02-21-340-607.000-004`
Alternative APNs	`02-21-340-607.000-34` `00000990541`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Attic	Attic
Attic Area	560 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000990541
Street Address	403 E SPRING ST
City	FREMONT
State	IN
Zip	46737-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKERS LOT 12
Legal Subdivision	MARY PARKERS ADDITION
Legal Lot Number	12
Jurisdiction	STEUBEN IN
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2048
Census Tract	970800

Owner

Source: Steuben County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 E SPRING ST, FREMONT, IN 46737-2139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · USDA Mortgage NATIONSTAR MORTGAGE LLC
Aug 21, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	Dec 7, 2016 · Amount on Record
Deed Document Number	201880355
Prior Transfer Date	Dec 27, 2011
Prior Transfer Doc	0000010305
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	403 E SPRING ST, FREMONT, IN 46737-2139
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021090611
Date	Sep 24, 2021
Instrument	21090611

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	USDA Mortgage
Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	Aug 21, 2018
Property Address	403 E SPRING ST, FREMONT, IN 46737-2139
Document Number	0018080355
Instrument Date	Aug 1, 2018
Instrument	18080355
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF INDIAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E SPRING ST, FREMONT, IN 46737-2139

Mortgage

Document Number	0018080356
Date	Aug 21, 2018
Instrument	18080356

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Steuben County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Steuben County
County Subdivision	Fremont Township
Municipality	Fremont Town
Unified School District	Fremont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$556.00 (+2.02%) Homeowner's exemption	$121,400 (+8.39%) Land $17,200 Building $104,200	$121,400 (+8.39%) Land $17,200 Building $104,200
2024	$545.00 (+90.56%) Homeowner's exemption	$112,000 (+1.08%) Land $15,600 Building $96,400	$112,000 (+1.08%) Land $15,600 Building $96,400
2023		$110,800 (+40.08%) Land $14,900 Building $95,900	$110,800 (+40.08%) Land $14,900 Building $95,900
2022	$286.00	$79,100 Land $13,200 Building $65,900	$79,100 Land $13,200 Building $65,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREMONT WATER DEPARTMENT serves 2,138 people · EPA ID IN5276006
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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