403 E South St, Arcadia, OH 44804 Property Records

Hancock County property record for 403 E South St, Arcadia, OH 44804

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 944 sqft · built 1870
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$72,000 (Aug 2005)
Tax Bill$1,267 (2023)
Deeds & MortgagesOct 2019 Mortgage
Apr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN2012-203-26-003.000

Property Details

APN / Parcel Number

Primary APN2012-203-26-003.000
Alternative APN
  • 530001032969

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area944 sqft Living Area
1st Floor Area784 sqft
Basement Area784 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1870
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions132 ft deep x 132 ft wide
Garage TypeDetached
Garage Area828 sqft
Parking Spaces3 Parking Spaces
PorchPorch
BreezewayBreezeway

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address403 E SOUTH ST
CityARCADIA
StateOH
Zip44804-9778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionARCADIA ORIG LOT 93 & 94
Legal SubdivisionARCADIA ORIG
Legal Lot Number93,94
JurisdictionHANCOCK OH
Census Block Group1
Census Block1049
Census Tract100

Owner

Source: Hancock County records, as of April 19, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address403 S SOUTH ST, ARCADIA, OH 44804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2019Deed of Trust, Mortgage · FHA Mortgage
FIFTH THIRD BANK
Apr 22, 2022Deed of Trust, Mortgage · Line of Credit
HANCOCK FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2005 · Amount on Record
Deed SaleAug 3, 2005 · Amount on Record
Prior SaleNov 14, 2001 · Amount on Record
Deed Document Number02271/2206
Deed Book / Page2271 / 2206
Record UpdatedJun 7, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address403 E SOUTH ST, ARCADIA, OH 44804-9778
Transaction TypeMortgage
Record UpdatedApr 22, 2024
Title CompanyWOLPH TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02562/3695
DateOct 28, 2019
Book Page2562/3695
Instrument201900009318
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2034

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address403 E SOUTH ST, ARCADIA, OH 44804-9778
Transaction TypeMortgage
Record UpdatedApr 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 E SOUTH ST, ARCADIA, OH 44804-9778

Mortgage

Document Number02593/5039
DateApr 22, 2022
Book Page2593/5039
Instrument202200003841
Lender
NameHANCOCK FCU
TypeCredit Union
AddressFINDLAY, OH 45840
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
MunicipalityArcadia Village
CountyHancock County
County SubdivisionWashington Township
Unified School DistrictArcadia Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,267.00 Homeowner's exemption$36,970 Land $6,250 Building $30,720
2022$105,640 Land $17,860 Building $87,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARCADIA VILLAGE PWS
serves 564 people · EPA ID OH3200903
Water SourcePurchased surface water from FOSTORIA CITY
Last State InspectionNov 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Amplex Wireless
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20

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