403 E Smith St, Oxford, IN 47971 Property Records

Benton County property record for 403 E Smith St, Oxford, IN 47971

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,840 sqft · built 1984
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Nov 2024)
Tax Bill	$788 (2025)
Deeds & Mortgages	Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`011-00121-00`

Property Details

APN / Parcel Number

Primary APN	`011-00121-00`
Alternative APNs	`04-12-18-444-032.000-011` `00000991466`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
1st Floor Area	1,840 sqft
Attic	Attic
Attic Area	768 sqft
Family Room	Family Room

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000991466
Street Address	403 E SMITH ST
City	OXFORD
State	IN
Zip	47971-8503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 SE1/4 18-24-07 .16A 60X120 403 E SMITH ST
Jurisdiction	BENTON IN
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2058
Census Tract	100100

Owner

Source: Benton County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 E SMITH ST, OXFORD, IN 47971-8503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Mar 6, 2000 · Amount on Record
Deed Document Number	20241476
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IN
Property Address	403 E SMITH ST, OXFORD, IN 47971-8503
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000261
Date	Feb 8, 2021
Instrument	2021000261

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	49 Months
Due	Mar 1, 2025

Tax Assessment & Valuation

Source: Benton County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Benton County
County Subdivision	Oak Grove Township
Municipality	Oxford Town
Unified School District	Benton Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$788.00 (+0.77%) Homeowner's exemption	$110,700 (+17.77%) Land $7,800 Building $102,900	$110,700 (+17.77%) Land $7,800 Building $102,900
2024	$782.00 (-63.73%)
2023	$2,156.00 (+1.08%)	$94,000 (+1.84%) Land $7,800 Building $86,200	$94,000 (+1.84%) Land $7,800 Building $86,200
2022	$2,133.00	$92,300 Land $7,800 Building $84,500	$92,300 Land $7,800 Building $84,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD WATER UTILITY serves 1,200 people · EPA ID IN5204005
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mainstream Fiber Networks Fiber	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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