403 E Ruby St, Stephens, AR 71764 Property Records

Ouachita County property record for 403 E Ruby St, Stephens, AR 71764 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1981
Square Footage	3,516 sqft Living Area
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$667.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`985-00327-000R`
Alternative APN	`31442`

Interior

Full Baths	2 Baths
Building Area	3,516 sqft Living Area
1st Floor	2,696 sqft 1st Floor
Upper Floors	820 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1981
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Foundation Type	Closed Piers Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Driveway	1 Driveway
Driveway Area	300 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Carport Area	744 sqft Carport
Fence	Fence
Porch	Open Porch
Porch Area	356 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	403 E RUBY ST
City	STEPHENS
State	AR
Zip	71764-9113
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK 53
Legal Subdivision	STEPHENS ORIGINAL TOWN
Legal Block	53
Legal Lot Number	1,2
Jurisdiction	OUACHITA AR
Minor Civil Division	SMACKOVER
Census Blockgroup	1
Census Block	1032
Census Tract	950302

Owner

Source: Ouachita County records · APN 985-00327-000R

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 W RUBY ST, STEPHENS, AR 71764
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Mar 08, 2023
Deed Doc Number	2023-000687
Prior Transfer Date	Jan 08, 2019
Prior Transfer Doc	2019-000054
Record Refreshed	Jun 08, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OUACHITA AR
Recording Date	Jan 08, 2019
Property Address	403 E RUBY ST, STEPHENS, AR 71764-9113
Document Number	2019000054
Instrument Date	Jan 07, 2019
Instrument	2019-000054
Transaction Type	Transfer
Record Updated	Dec 05, 2025
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$161.70
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2631 WALLINGFORD RD, WINSTON SALEM, NC 27101-1923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E RUBY ST, STEPHENS, AR 71764-9113

Mortgage

Document Number	2019000055
Date	Jan 08, 2019
Instrument	2019-000055

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 07, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ouachita County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Ouachita County
Municipality	Stephens City
Unified School District	Camden Fairview School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$667.00 (+10.07%)	$20,400 (+62.68%) Land $600 Building $19,800	$102,000 (+62.68%) Land $3,000 Building $99,000
2023	$606.00	$12,540 Land $500 Building $12,040	$62,700 Land $2,500 Building $60,200