403 E Rogers St, Lowry City, MO 64763 Property Records

St. Clair County property record for 403 E Rogers St, Lowry City, MO 64763

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,496 sqft · built 1995
Lot Size	0.215 acres (9,390 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Sep 2017 Mortgage May 2021 Mortgage + 1 more
APN	`05-6.0-13-004-003-002.01`

Property Details

APN / Parcel Number

Primary APN	`05-6.0-13-004-003-002.01`
Alternative APN	`1544`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	9,390 sqft (0.215 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 E ROGERS ST
City	LOWRY CITY
State	MO
Zip	64763-9593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N2 LT 9 & ALL LT 10 JOHNSON-LUCAS SHIELDS ADDN. (LOAN #: 0133692160)
Legal Range	26
Legal Township	39
Legal Section	13
Legal Subdivision	LUCAS SHIELDS ADDN
Legal Lot Number	9-10
Jurisdiction	SAINT CLAIR MO
Township / Civil Division	BUTLER
Census Block Group	4
Census Block	4034
Census Tract	480100

Owner

Source: St. Clair County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 E ROGERS ST, LOWRY CITY, MO 64763-9593
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 7, 2023	Deed of Trust, Mortgage · FHA Mortgage CONTOUR MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2015
Deed Sale	May 4, 2015
Prior Sale	May 6, 2013 · Amount on Record
Deed Book / Page	593 / 69
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MO
Property Address	403 E ROGERS ST, LOWRY CITY, MO 64763-9593
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000607/917
Date	Sep 7, 2017
Book Page	607/917

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	KANSAS CITY, MO 64112

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MO
Property Address	403 E ROGERS ST, LOWRY CITY, MO 64763-9593
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E ROGERS ST, LOWRY CITY, MO 64763-9593

Mortgage

Document Number	000634/493
Date	May 10, 2021
Book Page	634/493

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Oct 1, 2047

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MO
Property Address	403 E ROGERS ST, LOWRY CITY, MO 64763-9593
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	AUSTIN TITLE, ATC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E ROGERS ST, LOWRY CITY, MO 64763-9593

Mortgage

Document Number	00650/1156
Date	Jun 7, 2023
Book Page	650/1156

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Clair County
Municipality	Lowry City
Unified School District	Lakeland R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$15,900 (-)	$83,900 (-) Land $1,800 Building $82,100
2023	$15,900 (-)	$83,900 (-) Land $1,800 Building $82,100
2022	$15,900
2021		$83,900 Land $1,800 Building $82,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWRY CITY PWS serves 640 people · EPA ID MO5010480
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: Conexon Connect, T-Mobile.

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