Payne County property record for 403 E Rogers Dr, Stillwater, OK 74075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,483 sqft · built 1977 |
| Lot Size | 0.229 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,000 (Jan 2018) |
| Tax Bill | $2,801 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20N02E-35-1-SP027-004-0002 |
| Primary APN | 20N02E-35-1-SP027-004-0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,483 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| 2nd Floor Area | 1,043 sqft |
| Cellar | Cellar |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,001 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 628 sqft |
| Porch | Porch |
| Porch Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17502 |
|---|---|
| Street Address | 403 E ROGERS DR |
| City | STILLWATER |
| State | OK |
| Zip | 74075-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK VIEW EST 2ND BLK 4 LOT 2 |
| Legal Range | 02E |
| Legal Township | 20N |
| Legal Section | 35 |
| Legal Subdivision | PARK VIEW EST 2ND |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 10101 |
403 E Rogers Dr is owned and occupied by two individuals who bought it in January 2018.
Source: Payne County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 E ROGERS DR, STILLWATER, OK 74075-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2017 | Deed of Trust, Mortgage · ARM EXCHANGE BANK |
| Nov 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 22, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2018 · Amount on File |
| Deed Sale | Jan 22, 2018 · Amount on File |
| Deed Document Number | 2018806 |
| Deed Book / Page | 2434 / 235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 403 E ROGERS DR, STILLWATER, OK 74075-1627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023750882 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 2375/0882 |
| Instrument | 2017-000828 |
| Name | EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 403 E ROGERS DR, STILLWATER, OK 74075-1627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025950942 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 2595/942 |
| Instrument | 2020-012385 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 329 Months |
| Due | Apr 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Jan 22, 2018 |
| Property Address | 403 E ROGERS DR, STILLWATER, OK 74075-1627 |
| Document Number | 0024340235 |
| Book / Page | 2434 / 0235 |
| Instrument Date | Jan 13, 2018 |
| Instrument | 2018-000806 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $309.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 E ROSES ST, STILLWATER, OK 74075 |
The 2025 property tax bill for 403 E Rogers Dr was $2,801, up 4.6% from the year before.
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,037 (+10.25%) Land $5,131 Building $23,906 | $254,712 Land $45,017 Building $209,695 | |
| 2025 | $2,801.00 (+4.59%) | $26,337 (-) Land $3,755 Building $22,582 | |
| 2024 | $2,678.00 (+5.23%) | $26,337 (+5%) Land $3,755 Building $22,582 | $294,530 (+9.42%) Land $42,000 Building $252,530 |
| 2023 | $2,545.00 (+5.25%) | $25,083 (+5%) Land $3,261 Building $21,822 | $269,170 (+8.58%) Land $35,000 Building $234,170 |
| 2022 | $2,418.00 | $23,889 Land $3,372 Building $20,517 | $247,890 Land $35,000 Building $212,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 403 E Rogers Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 E Rogers Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 75% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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