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403 E Oak St, Arcadia, FL 34266 Property Records

DeSoto County property record for 403 E Oak St, Arcadia, FL 34266 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage2,852 sqft Heated Area
Lot Size18,774 sqft (0.43 acres)
GarageCarport
Last Sale$180,000 (2018)
Tax Bill$4,656.00 (2024)

Property Details

APN / Parcel Number

Primary APN25-37-24-0012-0320-0090

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,852 sqft Heated Area
Gross Area3,866 sqft Gross Area
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area18,774 sqft (0.43 acres)
Depth X Width188 ft x 100 ft Depth x Width
Driveway1 Driveway
Driveway Area600 sqft Driveway
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area264 sqft Shed
Patio Area75 sqft Patio
PorchEnclosed Porch
Porch Area400 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address403 E OAK ST
CityARCADIA
StateFL
Zip34266-4625
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTOWN OF ARCADIA O S LOTS 9 & 10 & W 100 FT OF LOT 7 LESS N 17 FT BLK 32 IN SEC 31/37/25 INST:201814003997
Legal Range24E
Legal Township37S
Legal Section25
Legal SubdivisionTOWN OF ARCADIA O S
Legal Tract12
Legal Block32
Legal Lot Number9,10,W 10
JurisdictionDE SOTO FL
Minor Civil DivisionARCADIA EAST
Census Blockgroup4
Census Block4027
Census Tract10200

Owner

Source: DeSoto County records · APN 25-37-24-0012-0320-0090

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 SW 126TH AVE, PLANTATION, FL 33325-2713
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2019Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Jul 16, 2018Warranty Deed, Transfer · Conventional Mortgage
MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2018 · Amount on Record
Deed SaleJul 16, 2018 · Amount on Record
Deed Doc Number201814003997
Record RefreshedJun 08, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE SOTO FL
Property Address403 E OAK ST, ARCADIA, FL 34266-4625
Document Number0014004463
Instrument DateJun 29, 2019
Transaction TypeMortgage
Record UpdatedAug 06, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 E OAK ST ARCADIA FL 342664625, ARCADIA, FL 34266-4625

Mortgage

Document Number0014004463
DateJul 11, 2019
Instrument14004463
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueJul 10, 2026
Interest
Rate TypeAdjustable Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE SOTO FL
Recording DateJul 16, 2018
Property Address403 E OAK ST, ARCADIA, FL 34266-4625
Document Number0014003997
Instrument DateJul 13, 2018
Instrument14003997
Transaction TypeTransfer
Record UpdatedJul 31, 2018
Title CompanyDESOTO ABSTRACT COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2205 PASADENA WAY WESTON FL 333272226, WESTON, FL 33327-2226

Mortgage

Document Number14003998
DateJul 16, 2018
Instrument14003998
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 15, 2033

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityArcadia City
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$244,170 (+6.46%) Land $10,000 Building $234,170$244,170 (+6.46%) Land $10,000 Building $234,170
2024$4,656.00 (+6.45%)
2023$4,374.00 (+7.47%)$229,356 (+5.23%) Land $10,000 Building $219,356$229,356 (+5.23%) Land $10,000 Building $219,356
2022$4,070.00$217,950 Land $10,000 Building $207,950$217,950 Land $10,000 Building $207,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (12027C), updated October 6, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Arcadia Historic District
listed 1984 · 293 contributing resources · NRIS 84000842

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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