403 E North St, Staunton, IL 62088 Property Records

Macoupin County property record for 403 E North St, Staunton, IL 62088

Property Summary

Property Type	Single Family Home
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,819 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2021 Mortgage + 2 more
APN	`24-29-387-007`

Property Details

APN / Parcel Number

Primary APN	`24-29-387-007`
Alternative APN	`01-002-157-00`

Exterior

Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Street Address	403 E NORTH ST
City	STAUNTON
State	IL
Zip	62088-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 X 125 OFF SW COR LOT 10 J M AHRENS 2ND ADDN 24-29-387-007
Legal Subdivision	J M AHRENS 2ND ADDN
Legal Lot Number	10
Jurisdiction	MACOUPIN IL
Township / Civil Division	STAUNTON
Census Block Group	2
Census Block	2027
Census Tract	957200

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 E NORTH ST, STAUNTON, IL 62088-1562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK STAUNTON
Dec 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	403 E NORTH ST, STAUNTON, IL 62088-1562
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000604651
Date	Apr 12, 2023
Instrument	604651

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 12, 2033

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	403 E NORTH ST, STAUNTON, IL 62088-1562
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	590966
Date	May 18, 2021
Instrument	590966

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	403 E NORTH ST, STAUNTON, IL 62088-1562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	QUALITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	558831
Date	Jan 9, 2017
Instrument	558831

Lender

Name	FIRST NATIONAL BANK STAUNTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.88%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	403 E NORTH ST, STAUNTON, IL 62088-1562
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	QUALITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	572515
Date	Dec 7, 2018
Instrument	572515

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 30, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Staunton Township
Municipality	Staunton City
Unified School District	Staunton Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,819.00 (+5.45%)	$33,798 (+7%) Land $3,125 Building $30,673	$101,394 (+7%) Land $9,375 Building $92,019
2024	$1,725.00 (+31.68%)	$31,587 (+15.56%) Land $2,921 Building $28,666	$94,761 (+15.56%) Land $8,763 Building $85,998
2022	$1,310.00 Homeowner's exemption	$27,335 Land $2,528 Building $24,807	$82,005 Land $7,584 Building $74,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAUNTON serves 5,756 people · EPA ID IL1171050
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2017
Monitoring and Reporting	38 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Madison Communications Fiber · Cable	1,000 / 150
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile.

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