403 E Main St, Franklin, NC 28734 Property Records

Macon County property record for 403 E Main St, Franklin, NC 28734

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 9,030 sqft · built 1999
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$1,150,000 (Mar 2024)
Tax Bill	$5,577 (2026)
Deeds & Mortgages	Mar 2024 Sale Mar 2018 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`6595304563`

Property Details

APN / Parcel Number

Primary APN	`6595304563`
Alternative APNs	`0100273` `157143` `93121`

Interior

Stories	1 Story
Building Area	9,030 sqft Heated Area
1st Floor Area	9,030 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Driveway	Asphalt Driveway
Driveway Area	10,500 sqft
Porch	Slab
Porch Area	860 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	157143
Street Address	403 E MAIN ST
City	FRANKLIN
State	NC
Zip	28734-2697
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	FC2
Legal Description	LOT 18-26 LULA ENLOE SUBD
Legal Subdivision	LULA ENLOE
Legal Lot Number	18-26
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2012
Census Tract	970304

Owner

Source: Macon County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	144 PORTER ST, 103, FRANKLIN, NC 28734-3015
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Warranty Deed, Transfer
Mar 9, 2018	Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Feb 4, 2004 · Amount on Record
Deed Document Number	20241472
Deed Book / Page	43 / 949
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 20, 2024
Property Address	403 E MAIN ST, FRANKLIN, NC 28734-2697
Document Number	000A43/949
Book / Page	A-43 / 949
Map Reference	MB U-27 PG 367-369
Instrument Date	Mar 15, 2024
Instrument	2024001472
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount Recorded
Tax	$2,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 PORTER ST # 103, 103, FRANKLIN, NC 28734-3015

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	403 E MAIN ST, FRANKLIN, NC 28734-2697
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L38/2117
Date	Mar 9, 2018
Book Page	L-38/2117
Instrument	2018001589

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2019

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,577.00 (+56.39%)	$1,013,690 (+0.51%) Land $312,500 Building $701,190	$1,013,690 (+0.51%) Land $312,500 Building $701,190
2025	$3,566.00 (+5.25%)
2023	$3,388.00	$1,008,590 Land $316,200 Building $692,390	$1,008,590 Land $316,200 Building $692,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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