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403 E Locust St, Bloomfield, IA 52537 Property Records

Davis County property record for 403 E Locust St, Bloomfield, IA 52537

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1999
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Sep 2015)
Tax Bill$2,622 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01007490

Property Details

APN / Parcel Number

Primary APN01007490

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions142 ft deep x 75 ft wide
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
Deck Area12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address403 E LOCUST ST
CityBLOOMFIELD
StateIA
Zip52537-1443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 BLOCK 14
Legal SubdivisionBLOOMFIELD
Legal Block14
Legal Lot Number6
JurisdictionDAVIS IA
Township / Civil DivisionBLOOMFIELD
Census Block Group5
Census Block5011
Census Tract80100

Owner

Source: Davis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 E LOCUST ST, BLOOMFIELD, IA 52537-1443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
LOANDEPOT.COM LLC
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2015 · Amount on Record
Deed SaleSep 8, 2015 · Amount on Record
Deed Document Number20151237
Deed Book / Page196 / 212
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS IA
Property Address403 E LOCUST ST, BLOOMFIELD, IA 52537-1443
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 E LOCUST ST, BLOOMFIELD, IA 52537-1443

Mortgage

Document Number0020251458
DateOct 7, 2025
Instrument2025-1458
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS IA
Property Address403 E LOCUST ST, BLOOMFIELD, IA 52537-1443
Transaction TypeMortgage
Record UpdatedMar 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020210287
DateAug 24, 2021
Instrument2021-0287
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Davis County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDavis County
MunicipalityBloomfield City
Unified School DistrictDavis County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,720 (-) Land $9,000 Building $124,720$133,720 (-) Land $9,000 Building $124,720
2025$2,622.00 (-1.8%) Homeowner's exemption$133,720 (+6.94%) Land $9,000 Building $124,720$133,720 (+6.94%) Land $9,000 Building $124,720
2024$2,670.00 (-1.11%)
2023$125,040 (+8.01%) Land $9,000 Building $116,040$125,040 (+8.01%) Land $9,000 Building $116,040
2022$2,700.00 Homeowner's exemption$115,770 Land $9,000 Building $106,770
2021$115,770 Land $9,000 Building $106,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD MUNI WATER DEPT
serves 2,792 people · EPA ID IA2613019
Water SourcePurchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State InspectionJan 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Citizens Mutual Telephone
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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