403 E Lincoln St, Bloomfield, NE 68718 Property Records

Knox County property record for 403 E Lincoln St, Bloomfield, NE 68718

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,412 sqft · built 1900
Lot Size	0.352 acres (15,313 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jun 2020)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540001434`

Property Details

APN / Parcel Number

Primary APN	`540001434`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,132 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	15,313 sqft (0.352 acres)
Lot Dimensions	215 ft deep x 71 ft wide
Garage Type	Mixed
Garage Area	776 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 E LINCOLN ST
City	BLOOMFIELD
State	NE
Zip	68718-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	SAUNDER BLK 5 W 71 FT LOTS 1-5
Legal Subdivision	SAUNDERS ADDITION
Legal Block	5
Legal Lot Number	1-5
Jurisdiction	KNOX NE
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2003
Census Tract	976300

Owner

403 E Lincoln St is owned and occupied by two individuals who bought it in June 2020.

Source: Knox County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 E LINCOLN ST, BLOOMFIELD, NE 68718-2048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCIAL STATE BANK (ANDREWS TX)
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on File
Deed Sale	Jun 25, 2020 · Amount on File
Deed Document Number	2020936
Deed Book / Page	147 / 29
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX NE
Property Address	403 E LINCOLN ST, BLOOMFIELD, NE 68718-2048
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301468
Date	Nov 16, 2023
Instrument	2023-01468

Lender

Name	COMMERCIAL STATE BANK (ANDREWS TX)
Type	Bank
Address	WAUSA, NE 68786

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX NE
Recording Date	Jun 25, 2020
Property Address	403 E LINCOLN ST, BLOOMFIELD, NE 68718-2048
Document Number	147/29
Book / Page	147 / 29
Instrument Date	Jun 15, 2020
Instrument	2020-00936
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CEDAR TITLE AND ESCROW, CEDAR TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202000937
Date	Jun 25, 2020
Instrument	2020-00937

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 403 E Lincoln St was $1,266.

Source: Knox County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Bloomfield City
County	Knox County
Unified School District	Bloomfield Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,985 (-) Land $13,575 Building $95,410	$108,985 (-) Land $13,575 Building $95,410
2025	$1,266.00	$108,985 Land $13,575 Building $95,410	$108,985 Land $13,575 Building $95,410
2023	$1,281.00	$89,110 Land $11,965 Building $77,145	$89,110 Land $11,965 Building $77,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 E Lincoln St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2018–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 E Lincoln St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMFIELD serves 1,025 people · EPA ID NE3110708
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Alpine Connective Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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